
Housing in Pakistan generally consists of three classes:pakka houses (पक्का/پکّاpakkā,lit. '"ripe"'), which are made of strong materials like brick and cement;katchi houses (کچیkachē,lit. '"unripe, semi-made, unsure"'), which are made of less-permanent materials such asthatch andbamboo; and semi-pakka houses, which are a mix of thepakka andkatchi types.[1]
Housing in Pakistan has always been insufficient due to a growing population (which is 241.49 million as per the2023 Pakistani Census)[2] and accelerated by urbanisation combined with the housing problem being low-priority in the eyes of the government.[1][3] Housing is an important element ofreal estate in Pakistan.
Urban areas were facing a shortage of 4.4 million housing units in 2010, while the population is expected to grow by 40 million in 2030.[4] Furthermore, this shortage is expected to grow due to a shortfall of 270,000 housing units per year.[5] In Pakistan, past trends indicate that the increase in housing stock (146 percent increase) lagged far behind the population growth (209 percent increase) during 1960–1998, leading to overcrowding in housing units. The growth of housing in urban areas was far more rapid as compared to rural areas; 253 percent and 115 percent respectively. The habitation density level equals more than three people per room, which is significantly higher than the tolerable crowding level proposed by theUN-Habitat; 1.4 to 2.0 individuals per room.[6] Urban crowding, specifically, has been accelerated by people from less-developed rural areas moving to cities to achieve better qualities of life.[7]
Housing financing is an important driver of housing in Pakistan and many banks are offering loans for house construction.[8]
Several large planned housing developments have played a key role in urban expansion:
| District | Households (2023) | Pakka HH | Semi Pakka HH | Kacha HH | Division | Province |
|---|---|---|---|---|---|---|
| Muzaffarabad | ... | ... | ... | ... | Muzaffarabad | Azad Kashmir |
| Hattian Bala | ... | ... | ... | ... | ||
| Neelum | ... | ... | ... | ... | ||
| Mirpur | ... | ... | ... | ... | Mirpur | |
| Bhimber | ... | ... | ... | ... | ||
| Kotli | ... | ... | ... | ... | ||
| Poonch | ... | ... | ... | ... | Poonch | |
| Bagh | ... | ... | ... | ... | ||
| Haveli | ... | ... | ... | ... | ||
| Sudhnati | ... | ... | ... | ... | ||
| Ghanche | ... | ... | ... | ... | Baltistan | Gilgit-Baltistan |
| Skardu | ... | ... | ... | ... | ||
| Roundu | ... | ... | ... | ... | ||
| Kharmang | ... | ... | ... | ... | ||
| Shigar | ... | ... | ... | ... | ||
| Astore | ... | ... | ... | ... | Diamer | |
| Diamer | ... | ... | ... | ... | ||
| Darel | ... | ... | ... | ... | ||
| Tangir | ... | ... | ... | ... | ||
| Ghizer | ... | ... | ... | ... | Gilgit | |
| Gilgit | ... | ... | ... | ... | ||
| Hunza | ... | ... | ... | ... | ||
| Nagar | ... | ... | ... | ... | ||
| Gupis-Yasin District | ... | ... | ... | ... | ||
| Haripur | 192,451 | 166,124 | 14,153 | 12,174 | Hazara | Khyber Pakhtunkhwa |
| Battagram | 86,196 | 48,437 | 20,917 | 16,842 | ||
| Abbottabad | 236,789 | 193,933 | 22,393 | 20,463 | ||
| Allai | ... | ... | ... | ... | ||
| Lower Kohistan | 47,347 | 10,620 | 11,492 | 25,235 | ||
| Mansehra | 294,052 | 226,458 | 38,736 | 28,858 | ||
| Torghar | 29,410 | 3,134 | 14,531 | 11,745 | ||
| Upper Kohistan | 63,712 | 5,117 | 27,517 | 31,078 | ||
| Kolai Palas | ... | ... | ... | ... | ||
| Hangu | 61,148 | 38,737 | 13,917 | 8,494 | Kohat | |
| Kurram | 94,548 | 21,880 | 27,221 | 45,447 | ||
| Karak | 95,997 | 58,249 | 18,335 | 19,413 | ||
| Kohat | 169,679 | 122,559 | 28,939 | 18,181 | ||
| Orakzai | 52,104 | 2,256 | 10,058 | 39,790 | ||
| Bajaur | 181,699 | 27,346 | 63,965 | 90,388 | Malakand | |
| Buner | 118,665 | 68,410 | 18,044 | 32,211 | ||
| Lower Chitral | 46,028 | 13,089 | 19,932 | 13,007 | ||
| Lower Dir | 202,836 | 125,537 | 44,963 | 32,336 | ||
| Shangla | 125,540 | 58,042 | 30,749 | 36,749 | ||
| Malakand | ... | ... | ... | ... | ||
| Swat | 381,212 | 256,511 | 53,430 | 71,271 | ||
| Upper Chitral | 26,365 | 1,355 | 12,366 | 12,644 | ||
| Upper Dir | 149,536 | 49,087 | 57,631 | 42,818 | ||
| Central Dir District | ... | ... | ... | ... | ||
| Charsadda | 263,934 | 175,900 | 51,791 | 36,243 | Peshawar | |
| Khyber | 166,805 | 39,824 | 50,546 | 76,435 | ||
| Nowshera | 259,774 | 162,187 | 65,996 | 31,591 | ||
| Peshawar | 690,976 | 462,558 | 107,632 | 120,786 | ||
| Mohmand | 63,973 | 9,406 | 15,098 | 39,469 | ||
| Upper South Waziristan | 178,636 | 5,010 | 23,935 | 149,691 | Dera Ismail Khan | |
| Lower South Waziristan | 178,636 | 5,010 | 23,935 | 149,691 | ||
| Tank | 70,563 | 18,867 | 22,315 | 29,381 | ||
| Dera Ismail Khan | 270,021 | 125,325 | 51,233 | 93,463 | ||
| North Waziristan | 99,595 | 18,819 | 32,717 | 48,059 | Bannu | |
| Bannu | 183,130 | 96,009 | 27,660 | 59,461 | ||
| Lakki Marwat | 131,800 | 57,685 | 27,693 | 46,422 | ||
| Swabi | 278,976 | 215,601 | 39,021 | 24,354 | Mardan | |
| Mardan | 400,859 | 292,261 | 61,540 | 47,058 | ||
| Jamshoro | 213,493 | 119,466 | 25,955 | 68,072 | Hyderabad | Sindh |
| Hyderabad | 448,191 | 374,845 | 26,438 | 46,908 | ||
| Badin | 397,892 | 87,240 | 28,215 | 282,437 | ||
| Dadu | 340,471 | 104,661 | 55,091 | 180,719 | ||
| Matiari | 158,463 | 75,547 | 20,247 | 62,669 | ||
| Sujawal | 158,854 | 25,024 | 5,449 | 128,381 | ||
| Tando Allahyar | 177,471 | 69,813 | 19,664 | 87,994 | ||
| Tando Muhammad Khan | 143,798 | 41,358 | 13,291 | 89,149 | ||
| Thatta | 206,202 | 71,592 | 11,267 | 123,343 | ||
| Ghotki | 331,046 | 142,217 | 51,569 | 137,260 | Sukkur | |
| Khairpur | 452,250 | 163,886 | 65,921 | 222,443 | ||
| Sukkur | 268,588 | 143,107 | 37,844 | 87,637 | ||
| Karachi Central | 651,268 | 628,188 | 17,715 | 5,365 | Karachi | |
| Karachi East | 659,389 | 616,634 | 25,307 | 17,448 | ||
| Karachi South | 425,093 | 413,861 | 7,398 | 3,834 | ||
| Karachi West | 464,756 | 419,868 | 36,598 | 8,290 | ||
| Keamari | 319,121 | 295,235 | 19,630 | 4,256 | ||
| Korangi | 493,050 | 475,536 | 11,296 | 6,218 | ||
| Malir | 421,426 | 384,794 | 19,273 | 17,359 | ||
| Larkana | 321,528 | 150,538 | 49,251 | 121,739 | Larkana | |
| Jacobabad | 195,056 | 54,912 | 27,875 | 112,269 | ||
| Kashmore | 208,894 | 52,435 | 22,512 | 133,947 | ||
| Qambar Shahdadkot | 267,553 | 80,725 | 44,249 | 142,579 | ||
| Shikarpur | 214,824 | 63,071 | 34,253 | 117,500 | ||
| Mirpur Khas | 312,986 | 104,597 | 37,923 | 170,466 | Mirpur Khas | |
| Umerkot[14] | 222,562 | 59,498 | 14,895 | 148,169 | ||
| Tharparkar | 327,584 | 62,495 | 15,081 | 250,008 | ||
| Sanghar | 406,937 | 149,449 | 49,605 | 207,883 | ||
| Shaheed Benazirabad | 334,356 | 134,116 | 46,908 | 153,332 | Shaheed Benazirabad | |
| Naushahro Feroze | 319,768 | 125,417 | 66,100 | 128,251 | ||
| Hub | ... | ... | ... | ... | Kalat | Balochistan |
| Surab | 51,227 | 1,510 | 3,413 | 46,304 | ||
| Lasbela | 115,539 | 55,669 | 26,332 | 33,538 | ||
| Mastung | 43,695 | 3,684 | 10,268 | 29,743 | ||
| Khuzdar | 161,450 | 15,293 | 19,353 | 126,804 | ||
| Kalat | 33,101 | 1,791 | 2,712 | 28,598 | ||
| Awaran | 27,796 | 3,495 | 3,651 | 20,650 | ||
| Barkhan | 23,053 | 1,305 | 2,257 | 19,491 | Loralai | |
| Duki | 43,059 | 2,193 | 7,048 | 33,818 | ||
| Musakhel | 31,252 | 2,928 | 8,514 | 19,810 | ||
| Loralai | 38,214 | 3,248 | 4,852 | 30,114 | ||
| Gwadar | 50,357 | 25,890 | 8,174 | 16,293 | Makran | |
| Kech | 253,475 | 45,325 | 53,418 | 154,732 | ||
| Panjgur | 117,089 | 8,318 | 14,854 | 93,917 | ||
| Jafarabad | 81,562 | 17,223 | 8,230 | 56,109 | Nasirabad | |
| Jhal Magsi | 30,953 | 979 | 2,708 | 27,266 | ||
| Kachhi | 50,032 | 4,478 | 5,990 | 39,564 | ||
| Nasirabad | 87,516 | 11,131 | 9,012 | 67,373 | ||
| Sohbatpur | 33,734 | 5,383 | 2,551 | 25,800 | ||
| Usta Muhammad | ... | ... | ... | ... | ||
| Dera Bugti | 62,267 | 9,445 | 4,291 | 48,531 | Sibi | |
| Kohlu | 38,095 | 2,200 | 2,286 | 33,609 | ||
| Sibi | 31,296 | 7,350 | 4,716 | 19,230 | ||
| Harnai | 16,393 | 2,690 | 1,682 | 12,021 | ||
| Ziarat | 22,894 | 1,477 | 5,476 | 15,941 | ||
| Chaman | 61,915 | 7,909 | 15,390 | 38,616 | Quetta | |
| Pishin | 147,185 | 11,003 | 35,899 | 100,283 | ||
| Quetta | 288,459 | 170,219 | 72,562 | 45,678 | ||
| Qilla Abdullah | ... | ... | ... | ... | ||
| Qilla Saifullah | 69,998 | 3,338 | 7,564 | 59,096 | Zhob | |
| Sherani | 36,100 | 6,096 | 11,991 | 18,013 | ||
| Zhob | 47,901 | 9,156 | 14,053 | 24,692 | ||
| Kharan | 35,843 | 1,497 | 2,831 | 31,515 | Rakhshan | |
| Nushki | 31,255 | 5,833 | 2,186 | 23,236 | ||
| Washuk | 49,049 | 1,539 | 2,355 | 45,155 | ||
| Chagai | 38,213 | 3,378 | 1,259 | 33,576 | ||
| Rawalpindi | 998,000 | 954,371 | 28,504 | 15,125 | Rawalpindi | Punjab |
| Jhelum | 229,064 | 188,131 | 33,876 | 7,057 | ||
| Attock | 353,973 | 300,730 | 37,407 | 15,836 | ||
| Murree | ... | ... | ... | ... | ||
| Chakwal | 288,838 | 255,217 | 24,691 | 8,930 | ||
| Talagang | ... | ... | ... | ... | ||
| Tonsa | ... | ... | ... | ... | Dera Ghazi Khan | |
| Kot Addu | ... | ... | ... | ... | ||
| Layyah | 341,131 | 267,120 | 39,943 | 34,068 | ||
| Dera Ghazi Khan | 454,464 | 241,554 | 70,990 | 141,920 | ||
| Muzaffargarh | 804,438 | 488,335 | 157,996 | 158,107 | ||
| Rajanpur | 354,016 | 141,395 | 59,668 | 152,953 | ||
| Toba Tek Singh | 393,896 | 338,172 | 36,312 | 19,412 | Faisalabad | |
| Jhang | 491,999 | 397,371 | 54,624 | 40,004 | ||
| Chiniot | 256,438 | 199,798 | 33,514 | 23,126 | ||
| Faisalabad | 1,382,773 | 1,237,096 | 110,218 | 35,459 | ||
| Lahore | 2,010,225 | 1,935,611 | 35,577 | 39,037 | Lahore | |
| Kasur | 645,308 | 540,354 | 79,275 | 25,679 | ||
| Nankana Sahib | 246,956 | 185,031 | 45,307 | 16,618 | ||
| Sheikhupura | 593,260 | 513,119 | 65,484 | 14,657 | ||
| Sialkot | 671,320 | 604,148 | 51,414 | 15,758 | Gujranwala | |
| Gujranwala | 849,177 | 741,932 | 89,444 | 17,801 | ||
| Narowal | 281,536 | 233,108 | 38,641 | 9,787 | ||
| Okara | 549,724 | 453,858 | 59,375 | 36,491 | Sahiwal | |
| Pakpattan | 344,546 | 273,335 | 41,115 | 30,096 | ||
| Sahiwal | 446,606 | 394,320 | 31,953 | 20,333 | ||
| Rahim Yar Khan | 826,942 | 557,630 | 173,774 | 95,538 | Bahawalpur | |
| Bahawalnagar | 557,616 | 383,565 | 98,387 | 75,664 | ||
| Bahawalpur | 673,437 | 501,686 | 128,953 | 42,798 | ||
| Sargodha | 684,321 | 466,251 | 168,783 | 49,287 | Sargodha | |
| Khushab | 248,304 | 176,020 | 55,494 | 16,790 | ||
| Bhakkar | 313,311 | 225,505 | 48,220 | 39,586 | ||
| Mianwali | 296,339 | 214,514 | 51,717 | 30,108 | ||
| Khanewal | 526,196 | 420,871 | 58,097 | 47,228 | Multan | |
| Vehari | 543,036 | 460,560 | 53,884 | 28,592 | ||
| Multan | 886,392 | 686,034 | 118,358 | 82,000 | ||
| Lodhran | 323,866 | 246,571 | 50,293 | 27,002 | ||
| Mandi Bahauddin | 285,989 | 225,613 | 50,747 | 9,629 | Gujrat | |
| Gujrat | 489,337 | 428,939 | 49,864 | 10,534 | ||
| Hafizabad | 197,206 | 153,252 | 35,941 | 8,013 | ||
| Wazirabad | ... | ... | ... | ... | ||
| Islamabad Capital Territory | 410,993 | 400,099 | 4,984 | 5,910 | Islamabad Capital Territory | Islamabad Capital Territory |
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