Carmel was home to one of the first electronic automated traffic signals in the country,[7] and constructed 155roundabouts between 1997 and 2025.[8][9] The city is designed withwalkability and pedestrian wellbeing in mind, with trails, parks andgreen spaces being common.[10] It is one of the wealthiest cities per capita in the United States, with an averagemedian household income of $134,603.[11]
In the 1820s, the government put the lands in the area on sale, leading many farmers to settle on the west bank of White River.[12] The original settlers were predominantlyQuakers.[12][13]
Carmel was originally called "Bethlehem". It was platted and recorded in 1837 by Daniel Warren, Alexander Mills, John Phelps, and Seth Green,[14]: 241 who donated their adjoining properties of equal size to create the town. The donated parcels were situated along theIndianapolis-Peru Road (now Westfield Boulevard). The Carmel Clay Historical Society also started its first activities in 1837.[12]
The plot first established in Bethlehem, located at the intersection of Rangeline Road and Main Street, was marked by a clock tower donated by the localRotary Club in 2002.[15]
A post office was established as "Carmel" in 1846 because Indiana already had a post office called Bethlehem.[16] The name Carmel is a reference to1 Samuel 25:2 mentioning the biblical settlementCarmel.[12] The town of Bethlehem was renamed "Carmel" and incorporated in 1874.[12][14]: 247
TheMonon Railroad started operations in the city in 1883. Electricity and telephone lines arrived during the first decade of the 20th century. The city's first library was started by the local Wednesday Literary Club and schoolteacher Mahlon Luther Hains in 1904. With a grant from theCarnegie Foundation, the library was built at 40 East Main Streett in 1913. During the first half of the 20th century, the city was the host on and off of the Carmel Horse Show. The town's only bank closed in 1930.[12]
In 1924, one of the firstautomatic traffic signals in the U.S. was installed at the intersection of Main Street and Rangeline Road. The signal was the invention of Leslie Haines and is currently in the old train station on theMonon Trail.[17]
During the 1950s and 1960s, the city anticipated a demographic boom and built large new public schools, leading to the creation of theCarmel Clay School District in 1964 (and the Carmel Clay Educational Foundation in 1967). Six churches were built during the 1950s. The urban expansion was so fast that a 1958Indianapolis Star article tagged it a "bedroom community", but one that could contribute to sustain the growth ofIndianapolis. Construction of Interstate 465 started in 1967 and created the proper conditions for a rapid demographic growth. A new $330,000 library was built and opened in 1971.[12]
The first Chamber of Commerce opened in 1960 but closed two years later. With the demographic boom of the 1970s, it reopened in 1970.[12]Carmel Symphony Orchestra was launched by Latvian immigrant Viktors Ziedonis in 1976.[12] That same year, Carmel was incorporated as a city.[20] By the end of the 20th century, Carmel was one of Indiana's fastest growing cities. Suburban districts quickly replaced agricultural lands. The last farm operating within the city limits closed in 1993.[12]
Carmel occupies the southwestern part of Hamilton County, adjacent toIndianapolis and, with the annexation ofHome Place in 2018, is now entirely coextensive withClay Township. It is bordered to the north byWestfield, to the northeast byNoblesville, to the east byFishers, to the south byIndianapolis inMarion County, and to the west byZionsville inBoone County. The center of Carmel is 15 miles (24 km) north of the center of Indianapolis.
According to the 2010 census, Carmel has a total area of 48.545 square miles (125.73 km2), of which 47.46 square miles (122.92 km2) (or 97.76%) is land and 1.085 square miles (2.81 km2) (or 2.24%) is water.[21]
Major east–west streets in Carmel generally end in a 6 and include 96th Street (the southern border), 106th, 116th, 126th, 131st, 136th, and 146th (which marks the northern border). The numbering system is aligned to that of Marion and Hamilton counties. Main Street (131st) runs east–west through Carmel's Art & Design District; Carmel Drive runs generally east–west through the main shopping area, and City Center Drive runs east–west near Carmel's City Center project.
North–south streets are not numbered and include (west to east) Michigan, Shelborne, Towne, Ditch, Spring Mill, Meridian, Guilford, Rangeline, Keystone, Carey, Gray, Hazel Dell, and River. Some of these roads are continuations of corresponding streets in Indianapolis. Towne Road replaces the name Township Line Road at 96th Street, whileWestfield Boulevard becomes Rangeline north of 116th Street.Meridian Street (US 31) and Keystone Parkway (formerly Keystone Avenue/SR 431) are the major thoroughfares, extending from 96th Street in the south and merging just south of 146th Street. The City of Carmel is noted for having well over 100roundabouts within its borders.[22][23]
Carmel, Indiana – Racial and ethnic composition Note: the US Census treats Hispanic/Latino as an ethnic category. This table excludes Latinos from the racial categories and assigns them to a separate category. Hispanics/Latinos may be of any race.
As of thecensus[30] of 2010, there were 79,191 people, 28,997 households, and 21,855 families residing in the city. Thepopulation density was 1,668.6 inhabitants per square mile (644.3/km2). There were 30,738 housing units at an average density of 647.7 units per square mile (250.1 units/km2). The racial makeup of the city was 85.4%White, 3.0%African American, 0.2%Native American, 8.9%Asian, 0.7% fromother races, and 1.8% from two or more races.Hispanic orLatino people of any race were 2.5% of the population.
There were 28,997 households, of which 41.7% had children under the age of 18 living with them, 66.6% weremarried couples living together, 6.3% had a female householder with no partner present, 2.4% had a male householder with no partner present, and 24.6% were non-families. 20.8% of all households were made up of individuals, and 6.7% had someone living alone who was 65 years of age or older. The average household size was 2.71 and the average family size was 3.18.
The median age in the city was 39.2 years. 29.4% of residents were under the age of 18; 5.3% were between the ages of 18 and 24; 25.2% were from 25 to 44; 29.7% were from 45 to 64; and 10.4% were 65 years of age or older. The gender makeup of the city was 48.7% male and 51.3% female.
The Meridian Corridor serves as a large concentration of corporate office space within the city. It is home to more than 40 corporate headquarters and many more regional offices. Several large companies reside in Carmel, and it serves as the national headquarters for OPENLANE (formerly KAR Global),Allegion,CNO Financial Group,MISO, andDelta Faucet. Carmel also serves as the global headquarters for several fraternities and sororities.[31]
Clay Terrace is one of the largest retail centers in Carmel and sits adjacent to Village Park Plaza, another retail hub lying just across the municipal border with Westfield. Other shopping areas include Carmel City Center,[32] Mohawk Trails Plaza, and Merchants' Square. The Carmel Arts & Design District has a number of retail establishments along Main Street, Range Line Road, 3rd Avenue, and 2nd Street.[33]
Founded in 2017, CarmelChristkindlmarkt is an open air Christmas market known for its Glühwein Pyramid, a 33-foot tall (10 m) structure lit with 3000 bulbs.[34][35] The market is one of Indiana's top tourist attractions hosting over 400,000 visitors annually.[36][37]
Fireworks launched from Carmel Ice Skadium parking lot during Carmel Fest
CarmelFest is the city's annual4th of July celebration[39] that has occurred since 1988.[40] Since at least 2001, the festival has taken place over two days: July 3 and 4.[41] CarmelFest includes a parade on July 4 that starts on AAA Way, heads west on E Carmel Drive, north on Rangeline Rd, east on Main St, and ends at the intersection of Main St and 4th Ave.[42] The festival itself consists of live music and booths at both Carter Green and around the Carmel Fountain, connected by the Monon Trail.[43] Petting zoos and carnival rides are set up in the parking lot behind City Hall.[43]Fireworks are launched for 30 minutes and livestreamed.[44] CarmelFest is organized by the CarmelRotary Club and financially supported by local businesses includingRepublic Airways and Allied Solutions.[45]
Carmel Pride is an annualPride festival that takes place on Carter Green during the month of June, featuring performances, activities, and booths for food and merchandise vendors, and organizations.[46] The festival was first organized by a group of Carmel High School students in 2021 and again in 2022.[47][48] Later, the festival transitioned to having both adult and student organizers.[49] In 2025, organizers stated it was the second largest Pride festival in the state afterIndy Pride with over 3000 attendees.[50] Carmel Pride has featured an evening drag show since its inception.[49]
The Chinese Mooncake Festival has been held annually between August and October since 2013.[51] It is a celebration of the ChineseMid Autumn Festival and features adragon parade and freemooncakes andtea.[52] Initially, the festival took place at the green space bordering the Monon trail and Main St,[53] but moved to the parking lot at 200 Rangeline Rd in 2016 after that space was developed.[54][55] Since 2022, the festival has taken place at Midtown Plaza.[56]
Indy GreekFest is a celebration ofGreek Culture organized by the Holy TrinityGreek Orthodox Cathedral in Carmel, with proceeds supporting the church and a local food pantry.[57] The festival includes Greek music, dance troups, and vendors sellingGreek food.[58] GreekFest was founded in 1974 and moved to Carmel in 2009.[59]
The museum of the Carmel Clay Historical Society. Housed in the historic Monon Railroad Depot, this local history museum expanded with a new building in 2024.[61]TheGreat American Songbook Foundation is the nation's only foundation and museum dedicated to preserving the music of the early to mid-1900s. The foundation is led byMichael Feinstein, who is also the artistic director of the Center for the Performing Arts.[62][63]
Designed to promote small businesses and local artisans, Carmel's Arts and Design District and City Center is in Old Town Carmel and flanked by Carmel High School on the east and the Monon Greenway on the west, with the state goal of celebrating the creativity and craftsmanship of the miniature art form. The district includes theCarmel Clay Public Library.[64] The district hosts several annual events and festivals. The Carmel Artomobilia Collector Car Show showcases classic, vintage, exotic and rare cars, along with art inspired by automobile design.[65] Every September, the Carmel International Arts Festival features a juried art exhibit of artists from around the world,[66] concerts, dance performances, and hands-on activities for children.
Located in the Arts and Design District and opened in 1993, the Museum of Miniature Houses and Other Collections featuresscale model miniatures, primarily fine artdollhouses androom boxes. It is notable for displaying two room boxes fromNarcissa Niblack Throne and its annual Attic Sale.[67]
Carmel City Center is a one-million-square-foot (93,000 m2), $300 million,mixed-use development located in the heart of Carmel.[68] Carmel City Center is home toThe Palladium at the Center for the Performing Arts, which includes a 1,600-seat concert hall, 500-seat theater, and 200-seat black box theater.
Awater park and fitness center is the centerpiece of Carmel's Central Park.
Ground was broken for the Japanese Garden south of City Hall in 2007. The garden was dedicated in 2009 as the 15th anniversary of Carmel's Sister City relationship withKawachinagano, Japan, was celebrated.[69] AnAzumaya-style tea gazebo was constructed in 2011 and dedicated on May 2 of that year.[70]
The government consists of a mayor and a city council. The current mayor is Sue Finkam, who has served since 2024.[71] The city leans Republican on a municipal level, but also leans Democratic in state and national elections since 2020, and is generallysocially liberal.[72][73]
In mid-2017, the city council was considering a multimillion-dollar bond issue that would cover the cost of roundabouts, paths, roadwork, land acquisition by the Carmel Redevelopment Commission and would include the purchase of an antique carousel[74] from a Canadian amusement park for an estimated purchase price of CAD $3 million, approximately US$2.25 million.[75] However, a citizen led petition drive against the purchase caused the city council to remove it from the bond issue.[76]
According to the Indiana Department of Local Government Finance, as of 2019 the City of Carmel had an overall debt load of $1.3 billion.[77]
The municipality is almost entirely in theCarmel Clay Schools school district.[82] The Carmel Clay Schools[83] district has 11 elementary schools (Kindergarten - Grade 5), three middle schools (Grades 6–8), and one high school (Grades 9–12).[83] Student enrollment for the district is above 14,500.[84]
The elementary schools include:
Carmel Elementary (Feeds into Carmel Middle School)[85]
Cherry Tree Elementary (Feeds into Clay Middle School)[86]
Clay Center Elementary (Feeds into Creekside Middle School)[87]
College Wood Elementary (Feeds into Creekside Middle School)[88]
Forest Dale Elementary (Feeds into Carmel Middle School)[89]
Mohawk Trails Elementary (Feeds into Clay Middle School)[90]
Prairie Trace Elementary (Feeds into Clay Middle School)[91]
Smoky Row Elementary (Feeds into Carmel Middle School)[92]
Towne Meadow Elementary (Feeds into Creekside Middle School)[93]
West Clay Elementary (Feeds into Creekside Middle School)[94]
Woodbrook Elementary (Feeds into Clay Middle School)[95]
Unusually for a city of this size, Carmel does not have a fixed-route bus system. The only public transportation available in the city is a van service similar toparatransit systems in other cities, Hamilton County Express. It requires making reservations in advance, and had a ridership of about 76,000 in 2024.[101]