 Logo since 3 March 2024 | |
 BTN Tower (Menara BTN) in Jakarta | |
List
| |
| Company type | Public |
| IDX: BBTN | |
| Industry | Finance and Banking |
| Founded | 1897; 128 years ago (1897) (as Postspaarbank) 9 February 1950; 75 years ago (1950-02-09) (official founding date) |
| Founder | Government of theDutch East Indies |
| Headquarters | Menara BTN,, |
Key people |
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| Products | List
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| Revenue |  Rp 13.430 trillion(2023)[2] |
 Rp 4,538 trillion(2023)[2] | |
| Rp 3.5 trillion(2023)[2] | |
| Total assets | Rp 439 trillion(2023)[2] |
| Total equity | Rp 30,479 trillion(2023)[2] |
| Owner | Government of Indonesia (60%) |
Number of employees | 12.045(2023)[2] |
| Website | btn.co.id |
PT Bank Tabungan Negara (Persero) Tbk, lit. "National (State) Savings Bank", abbreviated andtrading asBTN (currently stylized inall-lowercase logo), is an Indonesiancommercial bank best known as amortgage bank, headquartered inGambir,Jakarta.[3]
Founded in 1897 by the government of theDutch East Indies as apost office savings bank, its products include banks accounts (savings, current, and fixed deposit), loans (personal, business, and mortgage loans—the latter being its most popular offering since its introduction in the 1970s) andSharia-compliant banking services.[3]
Bank Tabungan Negara was established in 1897 as apostal savings bank under the namePostspaarbank, with its headquarters located inBatavia. During theJapanese occupation of Indonesia, the bank was frozen and replaced with theSavings Office (Japanese:貯金局,Hepburn:Chokin-kyoku;Nihon-shiki:Tyokin-kyoku) After the proclamation of Indonesian independence, the bank was taken over by the Indonesian government on 9 February 1950 under the Emergency Law No.9 and renamedBank Tabungan Pos (Postal Savings Bank).[4] In 1963 the bank's current name, Bank Tabungan Negara, was adopted.[5] Bank BTN became the first bank to be appointed by the government to provide housing finance and mortgages to lower and middle income individuals.[6]
The bank underwent a corporate restructure in 2003, which was followed by aninitial public offering (IPO) in 2009 that led to the listing of Bank BTN on theIndonesia Stock Exchange.[7] The IPO was ranked as Indonesia's largest IPO as of 2009.[8]
The previous logo of Bank Tabungan Negara (BTN[9]) consists of two main elements, namely logogram and logotype. The BTN logogram is a picture of a house which symbolizes a dream home. The previous BTN logotype consists of the words "BTN" using a sans-serif font and "Bank" in italic roman font.
BTN officially introduced the new logo to the public through its 74th anniversary celebration on 3 March 2024 atIndonesia Arena,Gelora Bung Karno Sports Complex, Jakarta.[10]
Bank Tabungan Negara's operations are divided into six regions;Sumatera,Java,Bali & Nusa Tenggara,Kalimantan,Sulawesi, andPapua &Maluku. As of December 2014, these regions gave the bank a total of 820 branches, 2,951 post office access points, and 1,830 ATMs, served by 8,582 employees.[4]
The stock of Bank Tabungan Negara is listed on the Indonesia Stock Exchange, where it trades under the symbol BBTN. As of 31 December 2014[update], shareholding in the bank's stock was as indicated in the table below:[4]
| Rank | Name of Owner | Percentage Ownership |
|---|---|---|
| 1 | Government of the Republic of Indonesia | 60.13 |
| 2 | Public, via the Indonesia Stock Exchange | 38.75 |
| 3 | Employee stock ownership plan | 1.12 |
| Total | 100.00 |
Due to being majority held by the Indonesian government, Bank Tabungan Negara is considered to be one of the four state owned banks in Indonesia.[6]
As of the Annual GeneralShareholders Meeting on 26 March 2025,[11] Bank Tabungan Negara (BTN) announced a reorganization of its board of directors and commissioners.
Board of Commissioners[12]
Board of Directors
Sharia Supervisory Board[13]
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