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| Company type | Public |
|---|---|
| ISIN | INE949L01017 |
| Industry | |
| Founded | 1996; 30 years ago (1996) |
| Founder | Sanjay Agarwal |
| Headquarters | |
Area served | India |
Key people |
|
| Revenue |  ₹9,293 crore (US$1.1 billion) (FY23)[2] |
| ₹1,427 crore (US$170 million) (FY23)[2] | |
| Total equity | ₹6,275 crore (US$740 million) (2021) |
Number of employees | 58000+ (2025) |
| Rating | CRISIL AA+ Stable[3][4] |
| Website | Official website |
AU Small Finance Bank Limited is an Indianscheduled commercialsmall finance bank,[5] headquartered in Mumbai. It was founded in 1996 as a vehicle finance company and was converted into a small finance bank in 2017. In the same year, it got listed onNational Stock Exchange (NSE) andBombay Stock Exchange (BSE).[6]
The company was founded in 1996 by chartered accountantSanjay Agarwal as AU Financiers (India) Ltd, a vehicle finance company andNBFC. It converted into a full-fledgedsmall finance bank on 19 April 2017.[7]
AU Small Finance Bank publicly listed with an IPO on 29 June 2017.[7][8][9]Private equity companies that providedventure capital, includingWarburg Pincus andInternational Finance Corporation, sold their holdings after the listing.[10][11]
In November 2017, theReserve Bank of India added the bank toits schedule of commercial banks.[12]
On 1 April 2024, AU Small Finance Bank completed the acquisition of Fincare Small Finance Bank through astock swap merger, the first merger involving two small finance banks.[13][14]
On 7 August 2025, the Reserve Bank of India granted an in-principle approval to AU Small Finance Bank to transition into auniversal bank,[15] making it the first small finance bank in India to receive such an approval.[16] It was also the first full-fledged banking license issued by the Reserve Bank of India in 11 years.[17]
AU Small Finance Bank has a network of 2,600+ physical touchpoints in 21 states and 4 union territories, 58,000+ staff, and a total customer base of about 1.2 crore as of September 30, 2025.[18]
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