Ade facto currency is a unit of money that is notlegal tender in a country but is treated as such by most of the populace. TheUnited States dollar and theEuropean Unioneuro are the most common de facto currencies.

Andorra used the euro unofficially prior to June 2013, at which point the euro became its official currency. The euro remains the de facto currency inKosovo andMontenegro.

Countries using the United States dollar as their de facto currency includeAruba andCambodia, where most hotels, restaurants, and transportation are priced in dollars;^[1]Dominican Republic where it is acceptable in many places, including airports to pay temporary visa fees for non-US/Dominican visits;Iraq, where United States commercial, governmental and military involvement due to theIraq War and theIraqi Dinar's low value has made the US dollar highly preferred;^{[citation needed]}Timor-Leste,Lebanon,^{[citation needed]}El Salvador,Ecuador andPanama;^{[citation needed]}Venezuela where they accept the USD for practically everything as a substitute for the highly inflated Venezuelan bolívar.

The disputed territories ofAbkhazia andSouth Ossetia andCrimea have theRussian ruble as their de facto currency.

Due tohyperinflation in Zimbabwe in 2006 to 2008, the government of Zimbabwe has allowed circulation of foreign currency since September 2008 and local currency became obsolete since 12 April 2009. BothSouth African rand andBotswana pula circulate in Zimbabwe.

The smallFrench island ofSt. Pierre and Miquelon has theCanadian dollar as its de facto currency.^[2]

The Hong Kong Dollar is widely accepted in Macau, even though it has not gained official recognition from Autoridade Monetária de Macau (AMCM) as legal tender in Macau. The Macauese Pataca is pegged to the Hong Kong Dollar at 1.029(buy)/1.032(sell). However, many merchants who accept Hong Kong Dollars may offer to pay the difference between two currencies, such practice is often called '不補水' in Chinese. If merchandise priced in Patacas is paid for in Hong Kong Dollars, and if merchants practice '不補水', prices in Patacas may be rounded up to the equivalent in Hong Kong Dollars, and merchants would offer change in Hong Kong dollars or the amount of Hong Kong Dollars paid would be automatically converted into Patacas and merchants would then offer change in Patacas.