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Nature Climate Change
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Using the adaptive cycle in climate-risk insurance to design resilient futures

Nature Climate Changevolume 8, pages4–7 (2018)Cite this article

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Assessing the dynamics of resilience could help insurers and governments reduce the costs of climate-risk insurance schemes and secure future insurability in the face of an increase in extreme hydro-meteorological events related to climate change.

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Fig. 1: The adaptive cycle (ACY) applied to climate-risk insurance.

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Acknowledgements

The authors thank W. Botzen, C. Folke, B.J. Hoskins, D. Jacob, R.J.T. Klein, M. Carmona, A.K. Bhowmik and B. Steuri for suggestions and comments, and gratefully acknowledge M. Fischer-Lindenberg’s graphic support. The authors acknowledge funding by EU 7th Framework Programme through the project ENHANCE (Enhancing Risk Management Partnerships for Catastrophic Natural Hazards in Europe) under grant agreement no. 308438.

Author information

Authors and Affiliations

  1. Climate Service Center Germany (GERICS), Hamburg, Germany

    R. Cremades & M. Máñez Costa

  2. Grantham Research Institute on Climate Change and the Environment, London School of Economics and Political Science, London, UK

    S. Surminski

  3. Institute of Environmental Studies (IVM), Vrije Universiteit Amsterdam, Amsterdam, The Netherlands

    P. Hudson

  4. Sustainability Institute and Smeal College of Business, Penn State University, State College, PA, USA

    P. Shrivastava

  5. ICN Business School, Nancy, France

    P. Shrivastava

  6. Willis Towers Watson, London, UK

    J. Gascoigne

Authors
  1. R. Cremades
  2. S. Surminski
  3. M. Máñez Costa
  4. P. Hudson
  5. P. Shrivastava
  6. J. Gascoigne

Contributions

R.C., S.S., M.M.C. and P.H. conceived the application of the adaptive cycle to climate-risk insurances. S.S., P.H., P.S. and J.G. analysed and discussed the implications for climate-risk insurance. R.C., S.S., M.M.C. and P.H. outlined and drafted the manuscript. All authors substantially reflected upon the manuscript and greatly commented on it.

Corresponding author

Correspondence toR. Cremades.

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Cremades, R., Surminski, S., Máñez Costa, M.et al. Using the adaptive cycle in climate-risk insurance to design resilient futures.Nature Clim Change8, 4–7 (2018). https://doi.org/10.1038/s41558-017-0044-2

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