Be indebted to no oneThis phrase emphasizes the importance of living a life free from financial and moral obligations that could hinder one's ability to serve God and others. In the cultural context of the Roman Empire, debt was a common issue, often leading to slavery or imprisonment. The Bible frequently warns against the dangers of debt (
Proverbs 22:7). This instruction aligns with the broader biblical principle of stewardship and living within one's means.
except to one another in love
The only debt that should remain outstanding is the perpetual obligation to love others. This reflects the teaching of Jesus inJohn 13:34-35, where He commands His disciples to love one another as He has loved them. Love is seen as a continuous, never-ending duty, transcending all other obligations. This love is agape, a selfless, sacrificial love that seeks the best for others, reflecting the love of Christ.
For he who loves his neighbor
This phrase echoes the second greatest commandment as stated by Jesus inMatthew 22:39, "Love your neighbor as yourself." The term "neighbor" extends beyond geographical or ethnic boundaries, encompassing all humanity. The parable of the Good Samaritan (Luke 10:25-37) illustrates this expansive definition, challenging cultural and social prejudices.
has fulfilled the law
Loving one's neighbor fulfills the moral requirements of the law, as love inherently seeks the good of others and thus naturally adheres to the commandments. This concept is rooted in the teachings of Jesus, who summarized the law and the prophets with the commandments to love God and love others (Matthew 22:37-40). The Apostle Paul reiterates this inGalatians 5:14, emphasizing that love is the essence of the law. This fulfillment is not about legalistic adherence but about embodying the spirit of the law through love, which is the ultimate expression of God's will.
Persons / Places / Events
1.
Paul the ApostleThe author of the Book of Romans, Paul was a key figure in the early Christian church, known for his missionary journeys and theological teachings.
2.
The Roman ChurchThe recipients of the letter, the Roman Christians were a diverse group of Jewish and Gentile believers living in the heart of the Roman Empire.
3.
The LawRefers to the Mosaic Law given to the Israelites, which includes moral, ceremonial, and civil commandments.
Teaching Points
The Debt of LoveChristians are called to live free from financial and moral debts, except for the perpetual obligation to love others. This love is not a one-time act but a continuous commitment.
Love as Fulfillment of the LawLoving others is not just a moral duty but a fulfillment of God's law. This means that true obedience to God is expressed through genuine love for others.
Practical Love in ActionLove should be active and practical, manifesting in acts of kindness, forgiveness, and service. It is not merely an emotion but a deliberate choice to seek the well-being of others.
Community and RelationshipsThe command to love one another fosters unity and harmony within the Christian community. It encourages believers to prioritize relationships and community well-being.
Reflecting Christ's LoveAs followers of Christ, believers are called to reflect His love in their interactions, serving as a testament to the transformative power of the Gospel.
Bible Study Questions and Answers
1.What is the meaning of Romans 13:8?
2.How does Romans 13:8 guide us in fulfilling the law through love?
3.What practical steps can we take to "owe no one anything" today?
4.How does Romans 13:8 connect with Jesus' teaching in Matthew 22:37-40?
5.In what ways can love be a debt we continually pay to others?
6.How can Romans 13:8 influence our financial and relational responsibilities?
7.How does Romans 13:8 define the concept of love in Christian theology?
8.What is the historical context of Romans 13:8 in Paul's letter to the Romans?
9.How does Romans 13:8 relate to the fulfillment of the law through love?
10.What are the top 10 Lessons from Romans 13?
11.Should we avoid owing anything to anyone?
12.What does the Bible say about flirting?
13.Should we avoid owing anything to anyone?
14.Is it wrong for churches to incur debt?What Does Romans 13:8 Mean
Be indebted to no one“Be indebted to no one” (Romans 13:8a) calls for a lifestyle free of lingering, unpaid obligations.
• Paul has just said, “Pay everyone what you owe him” (Romans 13:7), showing that believers should promptly settle taxes, wages, and obligations.
•Proverbs 22:7 warns, “The borrower is slave to the lender,” andPsalm 37:21 adds, “The wicked borrow and do not repay, but the righteous show mercy and give.” Unpaid debts hinder generosity and tarnish witness.
• This is not a ban on legitimate borrowing (2 Kings 4 gives a godly widow permission to borrow jars). The point is to let no debt remain outstanding; honor commitments so that nothing clouds the testimony of Christ’s people.
except to one another in loveThe one debt that never disappears is love: “except to one another in love” (Romans 13:8b).
• Jesus said, “A new commandment I give you: Love one another” (John 13:34). We never reach a point where we can say, “Paid in full.”
•Galatians 5:13 urges, “Through love serve one another,” and1 Peter 1:22 calls believers to “love one another deeply, from a pure heart.”
• Love is a permanent obligation because God keeps pouring His love into our hearts (Romans 5:5). The more we draw from His supply, the more we owe our brothers and sisters.
For he who loves his neighborLoving action is outward-facing: “For he who loves his neighbor” (Romans 13:8c).
• “You shall love your neighbor as yourself” was first given inLeviticus 19:18 and affirmed by Jesus inLuke 10:27. The parable of the Good Samaritan (Luke 10:36-37) widens “neighbor” to anyone God places in our path.
•Romans 15:2 echoes, “Each of us should please his neighbor for his good, to build him up.” Practical kindness—visiting the sick, forgiving offenses, meeting needs—translates love from feeling into deed (1 John 3:18).
has fulfilled the lawLove reaches the goal Scripture aimed at all along: “has fulfilled the law” (Romans 13:8d).
• Jesus summarized the entire moral code with twin commands to love God and neighbor, adding, “On these two commandments hang all the Law and the Prophets” (Matthew 22:40).
• Paul repeats the idea inRomans 13:9, listing commandments against adultery, murder, theft, and coveting, then concluding, “all are summed up in this word: ‘You shall love your neighbor as yourself.’”
•Galatians 5:14 andJames 2:8 call this the “royal” or “entire” law: loving people prevents the sins those commandments forbid. Thus love is not lawless; it is law-keeping at its finest. When we walk in Spirit-enabled love (Galatians 5:16-18), we naturally honor every righteous requirement.
summaryRomans 13:8 teaches believers to leave no earthly debt hanging while gladly carrying one debt forever—the debt of love. By continually loving neighbors in tangible ways, we meet the true intent of God’s commandments and showcase the character of Christ to the world.
(8)
Owe no man anything.--The word for "owe" in this verse corresponds to that for "dues" in the last. The transition of the thought is something of this kind. When you have paid all your other debts, taxes, and customs, and reverence, and whatever else you may owe, there will still be one debt unpaid--the universal debt of love. Love must still remain the root and spring of all your actions. No other law is needed besides.
Another.--Literally,the other--that is to say, his neighbour, the person with whom in any given instance he has to deal.
We naturally compare with this passageMatthew 22:39-40;Galatians 5:14;James 2:8. It shows how thoroughly the spirit of the Founder of Christianity descended upon His followers, that the same teaching should appear with equal prominence in such opposite quarters. The focusing, as it were, of all morality in this brief compass is one of the great gifts of Christianity to the world. No doubt similar sayings existed before, and that by our Lord Himself was quoted from the Old Testament, but there it was in effect overlaid with ceremonial rules and regulations, and in other moralists it was put forward rather as a philosophical theorem than as a practical basis of morals. In Christianity it is taken as the lever which is to move the world; nor is it possible to find for human life, amid all the intricate mazes of conduct, any other principle that should be at once as simple, as powerful, and as profound.
Verses 8-10. - From specific admonitions on this subject, the apostle passes naturally to the principle which, in these regards as well as others, should inspire all our dealings with our fellow-men
. Owe no man anything, but to love one another: for he that loveth another (literally,
the other, meaning the same as
his neighbour)
hath fulfilled law.
Νόμον here is anarthrous, denoting law in general, not the Mosaic Law in particular, though the instances of transgression that follow are from the Decalogue. The idea of the passage is but a carrying out of our Lord's saying,
Matthew 22:39, 40. We find it also in
Galatians 5:14 more shortly expressed.
For this, Thou shalt not commit adultery, Thou shalt not kill, Thou shalt not steal, Thou shalt not bear false witness, Thou shalt not covet; and if there be any other commandment, it is briefly comprehended (or,
summed up)
in this saying, namely, Thou shalt love thy neighbour as thyself. Love worketh no ill to his neighbour; therefore love is the fulfilling of law.
Parallel Commentaries ...
Greek
Be indebtedὀφείλετε(opheilete)Verb - Present Imperative Active - 2nd Person Plural
Strong's 3784:Or, its prolonged form opheileo probably from the base of ophelos; to owe; figuratively, to be under obligation; morally, to fail in duty.to no one,Μηδενὶ(Mēdeni)Adjective - Dative Masculine Singular
Strong's 3367:No one, none, nothing.exceptεἰ(ei)Conjunction
Strong's 1487:If. A primary particle of conditionality; if, whether, that, etc.to one anotherἀλλήλους(allēlous)Personal / Reciprocal Pronoun - Accusative Masculine Plural
Strong's 240:One another, each other. Genitive plural from allos reduplicated; one another.[in] love,ἀγαπᾶν(agapan)Verb - Present Infinitive Active
Strong's 25:To love, wish well to, take pleasure in, long for; denotes the love of reason, esteem. Perhaps from agan; to love.forγὰρ(gar)Conjunction
Strong's 1063:For. A primary particle; properly, assigning a reason.he whoὁ(ho)Article - Nominative Masculine Singular
Strong's 3588:The, the definite article. Including the feminine he, and the neuter to in all their inflections; the definite article; the.lovesἀγαπῶν(agapōn)Verb - Present Participle Active - Nominative Masculine Singular
Strong's 25:To love, wish well to, take pleasure in, long for; denotes the love of reason, esteem. Perhaps from agan; to love.[his]τὸν(ton)Article - Accusative Masculine Singular
Strong's 3588:The, the definite article. Including the feminine he, and the neuter to in all their inflections; the definite article; the.neighborἕτερον(heteron)Adjective - Accusative Masculine Singular
Strong's 2087:(a) of two: another, a second, (b) other, different, (c) one's neighbor. Of uncertain affinity; other or different.has fulfilledπεπλήρωκεν(peplērōken)Verb - Perfect Indicative Active - 3rd Person Singular
Strong's 4137:From pleres; to make replete, i.e. to cram, level up, or to furnish, satisfy, execute, finish, verify, etc.[the] Law.νόμον(nomon)Noun - Accusative Masculine Singular
Strong's 3551:From a primary nemo; law, genitive case, specially, (including the volume); also of the Gospel), or figuratively.
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NT Letters: Romans 13:8 Owe no one anything except to love (Rom. Ro)