This is how it will be for anyoneThis phrase refers to the parable of the rich fool, which Jesus tells in response to a request for arbitration over an inheritance. The parable illustrates the futility of amassing wealth without regard for spiritual matters. The phrase "anyone" emphasizes the universal application of this teaching, indicating that it is not limited to the rich or a specific group but applies to all who prioritize material wealth over spiritual richness.
who stores up treasure for himself
In the cultural context of the first century, wealth was often seen as a sign of God's favor. However, Jesus challenges this notion by highlighting the danger of self-centered accumulation. The phrase "stores up treasure" suggests hoarding or accumulating wealth without consideration for others or for God's kingdom. This echoes the teachings found inProverbs 11:28, which warns that those who trust in riches will fall.
but is not rich toward God.
Being "rich toward God" implies a life focused on spiritual wealth, characterized by faith, generosity, and a heart aligned with God's purposes. This contrasts with earthly riches, which are temporary and can lead to spiritual poverty. The concept is further supported byMatthew 6:19-21, where Jesus advises storing treasures in heaven rather than on earth. The phrase calls believers to evaluate their priorities and invest in eternal values, reflecting the teachings of Jesus on the kingdom of God.
Persons / Places / Events
1.
Jesus ChristThe speaker of this parable, Jesus is teaching His disciples and the crowd about the dangers of greed and the importance of being rich toward God.
2.
The Rich FoolAlthough not directly mentioned in verse 21, this verse concludes the parable of the Rich Fool, who stored up earthly wealth without regard for his spiritual state.
3.
The CrowdJesus addresses a large crowd, using the parable to teach a broader lesson about priorities and the futility of earthly wealth.
4.
The DisciplesJesus' primary audience, who are being taught about the values of the Kingdom of God.
5.
The Kingdom of GodThe overarching theme of Jesus' teachings, emphasizing spiritual wealth over material wealth.
Teaching Points
The Danger of MaterialismEarthly wealth can distract us from our spiritual responsibilities and relationship with God. We must guard against the temptation to prioritize material gain over spiritual growth.
True RichesBeing "rich toward God" means investing in our relationship with Him, pursuing righteousness, and valuing eternal treasures over temporary ones.
StewardshipWe are called to be good stewards of the resources God has given us, using them to further His kingdom and help others.
Eternal PerspectiveOur focus should be on eternal values and the Kingdom of God, rather than the fleeting pleasures and securities of this world.
Heart CheckRegularly examine where your treasure lies, as it reveals the true condition of your heart and priorities.
Bible Study Questions and Answers
1.What is the meaning of Luke 12:21?
2.How can we avoid storing up treasures for ourselves like in Luke 12:21?
3.What does being "rich toward God" mean in our daily lives?
4.How does Luke 12:21 connect with Matthew 6:19-21 about heavenly treasures?
5.In what ways can we prioritize God's kingdom over material wealth?
6.How can we cultivate a heart focused on eternal riches rather than earthly possessions?
7.What does Luke 12:21 mean by being "rich toward God"?
8.How does Luke 12:21 challenge materialism and wealth accumulation?
9.What historical context influenced the message of Luke 12:21?
10.What are the top 10 Lessons from Luke 12?
11.What does the Bible say about earthly treasures?
12.What does the Bible say about materialism?
13.What does the Bible say about saving money?
14.What does "Eat, Drink, and Be Merry" mean?What Does Luke 12:21 Mean
This is how it will be– Jesus has just finished the parable of the rich fool (Luke 12:16-20). The divine verdict on that man—“You fool! This very night your life will be demanded of you” (v. 20)—is the pattern being declared.
– The phrase points to certainty: what happened to the fool is the settled outcome for the same attitude in every age (cf.Hebrews 9:27;Galatians 6:7).
– It underscores God’s direct involvement; people may ignore Him in life, but He will not be ignored in judgment (Psalm 14:1;Revelation 20:12).
For anyone– The warning is universal. Wealth, culture, education, or position grant no exemption (Romans 2:11;Acts 10:34).
– It applies to:
• those who already possess abundance, and
• those merely dreaming of it (1 Timothy 6:9).
– “Anyone” extends to professing believers; Jesus is speaking to a crowd that includes His disciples (Luke 12:1). The standard is the same for all.
Who stores up treasure for himself– “Stores up” pictures ongoing, deliberate accumulation with self as the sole beneficiary (compareMatthew 6:19, “Do not store up for yourselves treasures on earth”).
– Warning signs:
• Constant pursuit of bigger barns—ever-expanding plans, yet no thought of God’s agenda (Proverbs 27:20).
• Security measured by bank accounts, portfolios, or possessions (Proverbs 11:28).
• Giving that is minimal, reluctant, or calculated only for tax benefit (2 Corinthians 9:6-7).
– Earthly treasure is always temporary: “When his soul departs, he will take nothing” (Psalm 49:17).
But is not rich toward God– Being “rich toward God” is the opposite of hoarding. It means:
• Treasuring God Himself above all (Matthew 6:21, “where your treasure is, there your heart will be also”).
• Investing resources in ways that honor Him—generous giving, caring for the needy, supporting gospel work (1 Timothy 6:18-19).
• Living with eternity in view, confident that God “has prepared for them a city” (Hebrews 11:16).
– True riches include fellowship with Christ now and an imperishable inheritance later (James 2:5;1 Peter 1:4).
summaryLuke 12:21 declares that the fate of the rich fool awaits every person who piles up wealth for self-gratification yet neglects a life of generosity, worship, and eternal perspective. Earthly riches without a rich relationship with God end in sudden loss; riches invested in Him endure forever.
(21)
So is he that layeth up treasure for himself.--See Note on
Matthew 6:19. To be "rich towards God" finds its explanation in the language, probably suggested by it, which bids us to be "rich in good works" (
1Timothy 6:18).
Verse 21. -
And is not rich towardGod; better rendered,
if he is not. And this slight change helps us, too, in drawing the right lesson. The
being rich is never condemned by Jesus Christ; nor even the
growing richer. Among the saints of God in both Testaments are many notable rich men, whose possessions seem to have helped rather than hindered their journey to the city of God. The lesson which lies on the forefront of this parable-story is the especial danger which riches ever bring of gradually deadening the heart and rendering it impervious to any feeling of love either for God or man. The directions which immediately followed upon this parable were addressed to the inner circle of disciples. The general instruction, it will be seen, belongs to all who in any age wish to be "of his Church;" but several of the particular charges cannot he pressed as
general commands, being addressed to men whose work and office were unique.
Parallel Commentaries ...
Greek
This is how [it will be for]Οὕτως(Houtōs)Adverb
Strong's 3779:Thus, so, in this manner. Or (referring to what precedes or follows).anyone whoὁ(ho)Article - Nominative Masculine Singular
Strong's 3588:The, the definite article. Including the feminine he, and the neuter to in all their inflections; the definite article; the.stores up treasureθησαυρίζων(thēsaurizōn)Verb - Present Participle Active - Nominative Masculine Singular
Strong's 2343:To store up, treasure up, save, lay up. From thesauros; to amass or reserve.for himselfἑαυτῷ(heautō)Reflexive Pronoun - Dative Masculine 3rd Person Singular
Strong's 1438:Himself, herself, itself.butκαὶ(kai)Conjunction
Strong's 2532:And, even, also, namely.is not richπλουτῶν(ploutōn)Verb - Present Participle Active - Nominative Masculine Singular
Strong's 4147:To become rich, be rich, abound in. From ploutizo; to be wealthy.towardεἰς(eis)Preposition
Strong's 1519:A primary preposition; to or into, of place, time, or purpose; also in adverbial phrases.God.”Θεὸν(Theon)Noun - Accusative Masculine Singular
Strong's 2316:A deity, especially the supreme Divinity; figuratively, a magistrate; by Hebraism, very.
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NT Gospels: Luke 12:21 So is he who lays up treasure (Luke Lu Lk)