Insurance policy ballot measures

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Voters have decided oninsurance policy ballot measures across the U.S. As a state ballot measure topic, this includes measures regarding insurance regulations, including rates, premiums, claims, cancellations, and coverage rules. The topic is grouped within thebudget and tax policy area.

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Upcoming ballot measures

See also:2026 ballot measures and2027 ballot measures

The following is a list of state ballot measures related to this topic that are certified or potential for this year and future elections:
There are no ballot measures related to this topic that have qualified for the ballot.

List of state ballot measures

Click the tabs to view state ballot measures related to this topic, organized by year or state.

Years
States

2024

  1. Colorado Amendment 79, Right to Abortion and Health Insurance Coverage Initiative (2024)Approved

2022

  1. Massachusetts Question 2, Medical Loss Ratios for Dental Insurance Plans Initiative (2022)Approved

2021

  1. Washington Advisory Vote 38, Nonbinding Question on Captive Insurers Tax (2021)Defeated

2014

  1. California Proposition 45, Required Public Notice for Health Insurance Rate Changes Initiative (2014)Defeated
  2. South Dakota Insurance Provider, Initiated Measure 17 (2014)Approved

2013

  1. Washington Insurance Premium Tax Question, Advisory Vote 5 (2013)Defeated

2012

  1. California Proposition 33, History of Automobile Insurance Discount Initiative (2012)Defeated

2010

  1. California Proposition 17, Car Insurance Rates Based on Coverage History Initiative (June 2010)Defeated
  2. Missouri Proposition C, State Government Authority over Healthcare Measure (August 2010)Approved

2006

  1. Oregon Measure 42, Credit Score to Determine Insurance Premiums Initiative (2006)Defeated

2004

  1. Nevada Question 4, Insurance Rate Reduction and Reform Initiative (2004)Defeated

2002

  1. California Proposition 44, Chiropractic License Revocation for Insurance Fraud Measure (March 2002)Approved
  2. Montana Local Government Insurance Asset Investment, C-36 (2002)Defeated

2000

  1. California Proposition 30, Third-Party Unfair Claim Lawsuits Referendum (March 2000)Defeated
  2. California Proposition 31, Limits on Third-Party Claimant Lawsuits Referendum (March 2000)Defeated
  3. Georgia Amendment 3, Compensation for Injured First Responders Amendment (2000)Approved
  4. Georgia Amendment 5, Indemnification for State Highway Employees Amendment (2000)Approved

1999

  1. Texas Proposition 11, Property and Casualty Insurance Amendment (1999)Approved

1996

  1. California Proposition 200, No-Fault Vehicle Insurance Initiative (March 1996)Defeated
  2. Montana Compensation Insurance Fund Investment, C-31 (1996)Defeated

1994

  1. Michigan Proposal C, Auto Insurance Coverage Referendum (1994)Defeated

1992

  1. Michigan Ballot Proposal D, Auto Insurance Rates and Lawsuits Initiative (1992)Defeated

1991

  1. Louisiana Workers' Compensation Fund Amendment (October 1991)Approved

1990

  1. Arizona Proposition 105, Automobile Accident Exemption from Right to Recovering Damages Initiative (1990)Defeated
  2. Georgia Amendment 4, Indemnification for Emergency Management Measure (1990)Approved
  3. Missouri Amendment 4, Department of Insurance Measure (August 1990)Approved
  4. North Dakota Insurance Agent Commission Rebates, Measure 7 (1990)Defeated

1988

  1. California Proposition 100, Motor Vehicle Insurance Discounts Initiative (1988)Defeated
  2. California Proposition 101, Automobile Accident Claims and Insurance Rates Initiative (1988)Defeated
  3. California Proposition 103, Insurance Rate Reductions and Regulation Initiative (1988)Approved
  4. California Proposition 104, No-Fault Automobile Insurance Initiative (1988)Defeated

1986

  1. Georgia Amendment 2, Health Insurance for Public School Employees Measure (1986)Approved
  2. Georgia Amendment 8, Indemnification for Emergency Medical Technicians Measure (1986)Approved
  3. Georgia Amendment 9, Indemnification for First Responders Measure (1986)Approved
  4. Rhode Island Industrial Building Authority Expansion - Mortgage Insurance Question (1986)Approved
  5. Texas Proposition 3, Mutual Insurance Companies Amendment (1986)Approved
  6. Wyoming Worker's Compensation Coverage, Amendment 6 (1986)

1984

  1. Texas Proposition 6, Mutual Insurance Premiums Amendment (1984)Defeated

1982

  1. Georgia Amendment 3, Sovereign Immunity Measure (1982)Approved

1981

  1. Ohio Private Worker's Compensation Insurance Initiative (1981)Defeated

1980

  1. California Proposition 3, Tax Deduction Based on Contribution to the Insurance Guarantee Association (1980)Defeated
  2. Georgia Amendment 13, Life Insurance Company Taxation Measure (1980)Approved
  3. Georgia Amendment 6, Indemnification for First Responders Measure (1980)Approved

1978

  1. California Proposition 7, Local Government Insurance Pools Amendment (June 1978)Approved
  2. Georgia Amendment 22, Health Insurance for Retired Teachers Measure (1978)Approved
  3. Georgia Amendment 23, Indemnification for First Responders Measure (1978)Approved
  4. Maine Question 3, Limits on State Guaranteed Loans Amendment (1978)Approved
  5. North Dakota Peoples Control of Healthcare Costs Initiative, Measure 4 (1978)Defeated

1977

  1. North Carolina Life Insurance Benefits for Spouse and Children Free from Creditors Amendment (1977)Approved

1976

  1. California Proposition 5, Changes to Corporation Taxes Amendment (June 1976)Approved
  2. California Proposition 6, Repeal of Insurance Company Tax Exemption Amendment (June 1976)Approved
  3. Georgia Amendment 10, Compensation for First Responders (1976)Approved

1973

  1. Rhode Island Industrial Building Authority, Proposal 8 (1973)Approved
  2. Rhode Island Recreational Building Authority, Proposal 9 (1973)Approved

1972

  1. Colorado Referred Law No. 11, No-Fault Insurance System Initiative (1972)Defeated

1968

  1. Arizona Proposition 106, Department of Insurance Amendment (1968)Approved
  2. California Proposition 6, Taxation on Premiums for Retirement Benefit Contracts Amendment (1968)Defeated

1966

  1. California Proposition 8, Insurance Tax Amendment (1966)Approved
  2. Georgia Amendment 12, Indemnification for Law Enforcement Assistance Amendment (1966)Approved

1964

  1. California Proposition 6, Retaliatory Taxes on Insurance Companies Amendment (1964)Approved

1960

  1. Georgia Amendment 16, County Liability Insurance Amendment (1960)Approved

1958

  1. Washington Referendum 30, Inheritance Tax on Insurance Measure (1958)Defeated

1952

  1. California Proposition 15, Taxation and Fees for Insurance Companies and Banks Amendment (1952)Approved
  2. Georgia Amendment 8, Social Security Coverage for State and Local Employees Measure (1952)Approved

1950

  1. Massachusetts Question 5, Uniform Statewide Motor Vehicle Insurance Rate Setting Initiative (1950)Defeated

1942

  1. California Proposition 7, Taxation of Insurance Companies Amendment (1942)Approved
  2. Washington Referendum 22, Industrial Insurance Expansion Measure (1942)Approved

1940

  1. California Proposition 17, Personal Liability Insurance for Employees Amendment (1940)Defeated

1938

  1. California Proposition 6, Insurance Company Taxation Amendment (1938)Approved

1936

  1. Montana State Insurance for Public Buildings, IR-37 (1936)Defeated

1932

  1. North Carolina Insurance Protection Amendment (1932)Approved

1930

  1. California Proposition 17, Ocean Marine Insurance Tax Amendment (1930)Approved
  2. California Proposition 2, Fire Insurance Tax Amendment (1930)Defeated

1926

  1. Montana Levy for Hail Insurance, Amendment 1(1926)Defeated

1924

  1. California Proposition 10, Fire Insurance Company Taxation Amendment (1924)Defeated

1922

  1. California Proposition 6, Population for Insurance Purposes Amendment (1922)Defeated

1920

  1. California Proposition 14, Insurance Regulation Referendum (1920)Defeated
  2. Oklahoma State Question 111, Insurance Organizations Amendment (1920)Defeated

1918

  1. California Proposition 20, Health Insurance Amendment (1918)Defeated
  2. North Dakota Hail Insurance Initiative (1918)Approved
  3. North Dakota Hail Insurance Referendum (1918)Approved
  4. South Dakota Amendment K, State Hail Insurance Measure (1918)Approved

1916

  1. Michigan Regulations on Fraternal Benefit Societies Initiative (1916)Defeated

1914

  1. Michigan Regulation of Fraternal Beneficiary Societies Initiative (1914)Defeated
  2. Wisconsin Question 3, State Annuity Insurance Amendment (1914)Defeated
  3. Wisconsin Question 9, State Insurance Amendment (1914)Defeated

1913

  1. Michigan Relief, Insurance, and Pensions for Fire Department Members Amendment (April 1913)Defeated

1912

  1. Minnesota State Hail Insurance, Amendment 2 (1912)Defeated
  2. Ohio Insurance Regulations Amendment (September 1912)Approved

1910

  1. Minnesota State Hail Insurance, Amendment 3 (1910)Defeated

1908

  1. Minnesota State Hail Insurance, Amendment 3 (1908)Defeated

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