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Banking policy ballot measures

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As a state ballot measure topic, banking policy includes measures regarding banks and banking regulations. The topic is grouped within the budget and tax policy area.

This page provides information on:

Upcoming ballot measures

See also:2025 ballot measures and2026 ballot measures
The following is a list of state ballot measures related to banking policy certified for this year and future elections:

There are no ballot measures related to this topic that have qualified for the ballot.

List of state ballot measures

Click the tabs to view state ballot measures related to banking policy, organized by year or state.

Years
States

2022

  1. Arizona Proposition 209, Healthcare Debt Interest Rate Limit and Debt Collection Exemptions Initiative (2022)Approved

2020

  1. Nebraska Initiative 428, Payday Lender Interest Rate Cap Initiative (2020)Approved

2019

  1. Washington Advisory Vote 25, Nonbinding Question Concerning a Tax on Certain Financial Institutions (2019)Defeated

2018

  1. Colorado Proposition 111, Limits on Payday Loan Charges Initiative (2018)Approved

2017

  1. Texas Proposition 2, Home Equity Loan Amendment (2017)Approved
  2. Texas Proposition 7, Financial Institutions to Offer Prizes to Promote Savings Amendment (2017)Approved

2016

  1. South Dakota Limit on Statutory Interest Rates for Loans, Constitutional Amendment U (2016)Defeated
  2. South Dakota Payday Lending Initiative, Initiated Measure 21 (2016)Approved

2015

  1. Louisiana Transportation Infrastructure Bank, Amendment 2 (2015)Approved

2014

  1. Louisiana Transportation Infrastructure Bank, Amendment 4 (2014)Defeated

2012

  1. Alabama Banking Amendment, Amendment 10 (2012)Approved

2010

  1. Arkansas Interest Rate Limits, Proposed Amendment 2 (2010)Approved

2008

  1. Arizona Proposition 200, Payday Loan Regulations Initiative (2008)Defeated
  2. Ohio Issue 5, Payday Lending Referendum (2008)Approved

2003

  1. Texas Proposition 16, Home Equity Lines of Credit Amendment (September 2003)Approved
  2. Texas Proposition 6, Refinance Home Equity and Mortgage Loans Amendment (September 2003)Approved

2002

  1. North Dakota Financial Information Disclosure, Referred Measure 2 (2002)Defeated
  2. North Dakota Youth Initiative, Initiated Statutory Measure 3 (2002)Defeated

1998

  1. Louisiana State Infrastructure Bank, Amendment 7 (October 1998)Defeated

1997

  1. Texas Proposition 8, Types of Homestead Liens Amendment (1997)Approved

1986

  1. Nevada Question 1, Tax Exemption of Bank Stocks Amendment (1986)Approved
  2. New Mexico Ballot Proposal: Deposit of Public Money (1986)Approved
  3. Texas Proposition 4, Regulation of Bank Services Amendment (1986)Approved

1984

  1. Nevada Question 4, Deposit of Public Money Amendment (1984)Defeated
  2. Nevada Question 6, Exemption of State Debts Amendment (1984)Defeated
  3. Texas Proposition 1, State Bank Rights Amendment (1984)Approved

1983

  1. New York Amendment 3, Issuance of Capital Stock by Savings Banks Amendment (1983)Approved

1982

  1. Michigan Proposal C, Laws Relating to Foreclosure Initiative (1982)Defeated

1981

  1. Wisconsin Question 5, Banking Laws Supermajority Requirement Amendment (April 1981)Approved

1980

  1. Colorado Amendment No. 5, Establishing Branches for Commercial Banks Initiative (1980)Defeated
  2. Kansas Regarding Banks, Amendment 3 (1980)Approved
  3. Texas Proposition 1, Teller Machines Amendment (1980)Approved

1978

  1. Michigan Proposal C, Deposit of State Funds Amendment (1978)Approved

1977

  1. Texas Proposition 6, Electronic Banking Devices Amendment (1977)Defeated

1976

  1. California Proposition 5, Changes to Corporation Taxes Amendment (June 1976)Approved

1974

  1. Utah Proposition 2, Permit the State to Lend Public Credit Amendment (1974)Defeated

1970

  1. Illinois Banking Act Amendment (1970)Approved

1968

  1. Illinois Banking Act, Amendment 1 (1968)Approved
  2. Oklahoma State Question 454, Legislative Classification of Loans and Interest Rates Amendment (September 1968)Approved
  3. Oklahoma State Question 458, Revise Corporate Stock Restrictions and Requirements Amendment (September 1968)Approved

1966

  1. Illinois General Banking Law Amendment (1966)Approved

1964

  1. Nebraska Amendment 7, Loan Definition and Regulation Amendment (1964)Approved

1962

  1. Illinois General Banking Law Amendment (1962)Approved

1960

  1. North Dakota Small Loan Businesses, Referendum 5 (1960)Approved

1958

  1. Illinois General Banking Law Amendment (1958)Approved
  2. Missouri Proposition 3, Branch Banking Initiative (1958)Defeated
  3. West Virginia Exemption of Bank Deposits and Money From Taxation Amendment, Amendment 1 (1958)Approved

1956

  1. Arizona Proposition 101, Bank Stockholder Liabilities Amendment (September 1956)Approved
  2. Arkansas Maximum Interest Rate, Proposed Amendment 51 (1956)Approved
  3. Illinois General Banking Law Amendment (1956)Approved

1954

  1. Minnesota Limit Liability for State Banks, Amendment 4 (1954)Approved

1952

  1. California Proposition 15, Taxation and Fees for Insurance Companies and Banks Amendment (1952)Approved
  2. Illinois Double Liability Banking Amendment (1952)Approved
  3. Illinois General Banking Law Amendment (1952)Approved
  4. North Dakota Clearing Checks, Initiative 1 (1952)Defeated

1950

  1. Arizona Measure Nos. 100-101, Liability of Bank Stockholders Amendment (September 1950)Defeated

1944

  1. Alabama Banking, Amendment 6 (1944)Approved
  2. Illinois General Banking Law Amendment (1944)Approved
  3. Oregon Measure Nos. 300-301, Alternatives Ways to Secure Bank Deposits Amendment (1944)Approved

1943

  1. Michigan Proposal No. 2, Alienations and Mortgages on Homesteads Amendment (April 1943)Approved

1942

  1. Florida Amendment 8, Garnishment of Wages for Debt Obligations Amendment (1942)Defeated

1940

  1. Illinois General Banking Law Amendment (1940)Approved
  2. Oregon Measure Nos. 304-305, Repeal of Double Liability on State Bank Shareholders Amendment (1940)Defeated
  3. Utah Amendment 1, Permit the Legislature to Determine Banking Liability Levels Measure (1940)Approved

1938

  1. Illinois Banking Amendment (1938)Defeated
  2. Missouri Amendment 7, Changes to Legislative, Fiscal, and Public Welfare Provisions Initiative (1938)Defeated
  3. Nebraska Amendment 2, Stockholder Liability Amendment (1938)Approved
  4. North Dakota Legal Rates of Interest Initiative (1938)Approved
  5. Oregon Measure Nos. 302-303, Repeal of Double Liability on Bank Stockholders Amendment (1938)Defeated

1937

  1. Texas Proposition 1, Liability of State Bank Stockholders Amendment (August 1937)Approved

1936

  1. Nebraska Amendment 2, Stockholder Liability Amendment (1936)Defeated
  2. Ohio Stockholder Liability Amendment (1936)Approved
  3. Oregon Measure Nos. 316-317, Creation of State Bank Initiative (1936)Defeated
  4. South Dakota Amendment E, Responsibility of Bank Shareholders Measure (1936)Approved
  5. Utah Amendment 4, Permit the Legislature to Determine Banking Liability Levels Measure (1936)Defeated

1935

  1. New York Bank Stockholder Liability, Amendment 3 (1935)Approved

1933

  1. North Dakota Administration of Insolvent Banks Referendum (1933)Defeated

1932

  1. California Proposition 15, Deposit of Money Amendment (1932)Approved
  2. California Proposition 3, Foreclosure of Mortgages and Trust Deeds Initiative (1932)Defeated
  3. Illinois Banking Law Amendment (1932)Approved
  4. North Dakota Crop Mortgage Initiative (1932)Defeated
  5. North Dakota Outlawing Crop Mortgages Initiative (1932)Approved

1930

  1. Illinois Banking Law Amendment (1930)Approved
  2. Michigan Increase Exemption Amount for Primary Residence from Forced Sale Amendment (1930)Defeated
  3. Nebraska Amendment 1, Stockholder Liability Amendment (1930)Approved
  4. North Dakota Repeal Depositor's Guaranty Fund Referendum (1930)Approved

1928

  1. North Dakota Deposits Closed Bank Bond Initiative (1928)Defeated

1926

  1. South Dakota Referred Law 1, Depositors Guarantee Fund Measure (1926)Defeated

1924

  1. Illinois Banking Law Amendment (1924)Approved
  2. Illinois Banking Law Amendment (Section 9) (1924)Approved
  3. Massachusetts Question 5, Foreign Banking Regulations Referendum (1924)Approved
  4. Missouri Amendment 16, Corporate Stock Regulation Measure (February 1924)Defeated
  5. North Dakota Compromise Bank Stock Taxes Referendum (1924)Defeated

1922

  1. Nebraska Referendum 1, Bank Charters Referendum (1922)Approved
  2. North Dakota Bonds Initiative (1922)Approved
  3. South Dakota Referred Law 4, State Owned Banks Initiative (1922)Defeated

1921

  1. North Dakota Abolish Bank of North Dakota Initiative (1921)Defeated
  2. North Dakota Public Depositories Initiative (1921)Defeated
  3. North Dakota Rural Credit Initiative (1921)Defeated

1920

  1. Illinois General Banking Law Amendment (1920)Approved
  2. North Dakota Deposit of Public Funds Initiative (1920)Approved
  3. North Dakota Real Estate Loans Initiative (1920)Approved
  4. Oregon Measure Nos. 314-315, Fixed Legal Rate of Interest Initiative (1920)Defeated

1919

  1. Massachusetts Question 2, Interest and Dividends on Saving Deposits in Banks Referendum (1919)Approved
  2. North Dakota Bank of North Dakota Referendum (1919)Approved

1918

  1. Illinois General Banking Law Amendment (1918)Approved

1916

  1. Illinois Amendment to General Banking Law (1916)Approved
  2. Missouri Amendment 2, Establish Missouri State Land Bank Initiative (1916)Defeated
  3. South Dakota Referred Law 4, Department of Banking and Finance Referendum (1916)Defeated
  4. South Dakota State Banking Board (1916)Defeated

1915

  1. Alabama Bank Obligations, Amendment 3 (1915)Approved

1914

  1. Arizona Measure Nos. 324-325, State Development Projects Initiative (1914)Approved

1912

  1. California Proposition 2, Irrigation District Bond Securities Rules Amendment (1912)Approved
  2. Ohio Stockholder Liability and Inspections of Private Banks Amendment (September 1912)Approved
  3. Oregon Measure Nos. 312-313, Stockholders Liable to Depositors Amendment (1912)Approved

1910

  1. California Amendment 44, City and Town Classification Measure (1910)Approved

1908

  1. Illinois Amendment to General Banking Law (1908)Approved

1904

  1. Texas Proposition 2, Incorporation of Banks Amendment (1904)Approved

1902

  1. Wisconsin Question 1, General Banking Law Amendment (1902)Approved

1898

  1. Wisconsin Question 1, Revised Banking Law Measure (1898)Defeated

1894

  1. South Dakota Define Homestead Value and Size for Exemption from Court-Ordered Seizure Amendment (1894)Defeated

1891

  1. Texas Proposition 1, State Interest Rate Reduction Amendment (August 1891)Approved

1890

  1. Illinois General Banking Law Amendment (1890)Approved
  2. Maryland Amend Article 12, Section 3 of the Constitution, Amendment 4 (1890)Approved

1888

  1. Michigan Department of Banking Measure (1888)Approved

1877

  1. Minnesota Single Liability for Corporations, Amendment 5 (1877)Defeated

1876

  1. Minnesota Single Liability for Corporations, Amendment 2 (1876)Defeated
  2. Wisconsin Question 1, Savings Bank Incorporation Referendum (1876)Approved

1868

  1. Wisconsin Question 1, Bank Comptroller Referendum (1868)Approved

1867

  1. Minnesota Amendment 2, Authorizing Taxation of Bank Shares Measure (1867)Defeated
  2. Wisconsin Question 2, General Banking Law Referendum (1867)Approved

1866

  1. Wisconsin Question 1, General Banking Law Referendum (1866)Approved

1862

  1. Michigan Banking Amendment (1862)Approved
  2. Wisconsin Question 2, General Banking Law Referendum (1862)Approved

1861

  1. Wisconsin Question 1, General Banking Law Referendum (1861)Approved

1860

  1. Michigan Liability of Stockholders and Officers of Banking Organizations Amendment (1860)Approved

1858

  1. Michigan General Banking Measure (1858)Approved
  2. Wisconsin Question 1, General Banking Law Referendum (1858)Approved

1857

  1. Ohio Bank Taxation, Amendment 3 (October 1857)Defeated

1852

  1. Wisconsin Question 1, General Banking Law Referendum (1852)Approved

1851

  1. Wisconsin Question 1, State Banks Advisory Question (1851)Approved

See also

Footnotes

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