Financing
Million-dollar gifts, rentvesting or leaving the city: How home buyers do it
Housing affordability is at record lows and experts say more home buyers are taking significant decisions beyond just saving a deposit.
- Elizabeth Redman
Latest
How to get 100,000 frequent flyer points - and whether you should
Bank offers might look like a sweet deal, but that’s not always the same as being able to get ahead.
- Alice Uribe
The risky property trend that reached a five-year high
Experts are warning of the chance of a clampdown on some home lending, which could put downward pressure on property prices.
- Sue Williams
When and where you should have bought a house
Home values have jumped on the back of interest rate cuts and wage increases, but the growth has been uneven.
- Sue Williams
The suburbs where home owners can’t afford their mortgages
Borrowers are starting to get the benefit of three cuts to the cash rate so far this year, but not everyone is keeping up.
- Elizabeth Redman
Rita needed to upgrade her car. When the cash arrived, she cried with relief
She’s not alone. More Australians are finding a way to tap the value of their properties to cover their expenses.
- Alice Uribe
‘Pie in the sky’: You can’t buy a $1.5m home on a 5 per cent deposit
The government could let first home buyers purchase, with a 5 per cent deposit, homes worth up to $1.5 million – but it’s unlikely.
- Elizabeth Redman
Christine owned a home. Then she separated and can’t buy back in. She’s not alone
The 56-year-old can’t rent-vest, her ex couldn’t buy her out and buying a family home is no longer an option.
- Caroline Zielinski
Why people who borrowed $1 million-plus are more likely to fall behind
Home owners who took out supersized mortgages are now falling into arrears at a greater rate than those with smaller loans.
- Alice Uribe
How far property prices rose last time interest rates fell
Lower rates pushed up home prices in five out of the last seven easing cycles, but the gains vary widely, and this time could be different.
- Elizabeth Redman