Call us at 410-342-3234. Free help is available to homeowners behind on their mortgage, property taxes, water bills and homeowners insurance. Southeast CDC, a HUD-approved housing counseling agency, can advise you of your options and can help you work with your mortgage company.

Southeast CDC’s HUD-certified housing counseling staff serve Baltimore City homebuyers, homeowners and renters. We’ll walk you through the steps to prepare for buying a home, whether you’re ready today or preparing for a future home purchase! We can help if you’ve missed a mortgage payment or need help applying for a property tax credit. We …Continue readingHousing Counseling Services→

Southeast CDC is buying and rehabbing vacant homes to sell at an affordable price in select communities. We believe homeownership is a key driver to creating generational wealth and thriving neighborhoods. Interested in purchasing one of our homes? Please complete our interest form to get updates on available properties! 535 N. Decker – $150,000 This …Continue readingAffordable homes for sale!→

Are you dreaming of owning your own home in Baltimore City? Join Southeast CDC’s Homebuyer Club! The Homebuyer Club is a series of workshops aimed at training neighbors in all aspects of homebuying, from what to do before you start looking for a house to buy and understanding your mortgage payment to getting grants to …Continue readingHomebuyer Clubs→

Do you want to rent a better home for your family? Do you dream of owning your own home? Take the first step today. Southeast CDC HUD-certified housing counselors can give you the information you need to improve your family’s finances and accomplish your goals. GET A FREE COPY OF YOUR CREDIT REPORT! For an …Continue readingRental counseling→

Before you buy, meet our housing counselors. Learn how to navigate the home buying process, apply for a mortgage, access downpayment assistance programs, understand your credit, keep your home and more! Receive your homeownership counseling certificate, which qualifies you for Maryland State and Baltimore City down payment and closing cost assistance programs. To receive your …Continue readingHome Buying Counseling→

Ready to buy a house but too busy for in-person workshops and appointments? Now you can earn your homeownership counseling certificate totally online! Take our online Homebuying Education workshop and schedule an appointment to virtually “meet” with your housing counselor using video conferencing. This option is great for borrowers with busy schedules, anyone who needs …Continue readingMeet Your Counselor – Online!→

Healthy Neighborhoods loans make it easy to purchase and renovate. Whether you want to buy and renovate a home or improve the one you own, both are affordable and achievable! Eligible communities in Southeast and East Baltimore: Baltimore Highlands, Ellwood Park, Greektown, Highlandtown, McElderry Park, Patterson Park, and Patterson Place. For a complete list of …Continue readingHealthy Neighborhoods Loan Program→

State and City incentive programs require completion of a homebuyer education course and a 1-1 housing counseling appointment prior to signing a sales contract for your new home. Click here to sign up. For an up-to-date list of incentive programs in Baltimore City and the State of Maryland, click here to visit Live Baltimore’s incentive …Continue readingHome Buying Incentives→

Q: What is the benefit of Home Buyer Education and getting a certificate? A: Housing Counseling works. Research shows a strong correlation between housing counseling and mortgage performance. Delinquency rates for borrowers who have received counseling are 29% lower for first-time home buyers and 15% lower overall. Consumers who participate in housing counseling get individualized, objective advice …Continue readingFrequently Asked Questions→