Minimum reserves
Introduction
The ECB requires credit institutions established in the euro area to hold deposits on accounts with their national central bank. These are called "minimum" or "required" reserves (MRR).
- Credit institutions subject to the Eurosystem's minimum reserve requirements
- How to calculate the minimum reserve requirements (reserve coefficients, standardised deductions and lump-sum allowance)
Data
List of institutions subject to the Eurosystem’s minimum reserve requirements (monthly data)
The dataset below is published on a monthly basis and includes credit institutions that are subject to the Eurosystem’s minimum reserve requirements.
If, following a monthly update, attributes are missing from the data for any of the institutions, these missing attributes can later be obtained in thedaily list of MFIs (if the credit institution is an MFI) or in the next monthly update.
For any queries, please contacteligible-assets.hotline@ecb.europa.eu.
- Search the database (find specific institutions using search criteria)
- Download dataset (view list by country)
Reserve maintenance statistics (EUR millions) and remuneration and penalty rates
| Reserve maintenance period start: | 2025-09-17 |
| Reserve maintenance period end: | 2025-11-04 |
| Average reserve requirements (EUR millions): | 167,936 |
| Excess Reserves: | 6,569 |
| Deficiencies: | 1 |
| Current account holdings: | 174,505 |
| Remuneration rate: | 0% |
| Penalty rate for deficiencies: | 4.9% |
SEE ALSO