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All sourcing is about purported sex and financial crimes of which the subject has not been convicted.WP:BLPCRIME... and even if he was convicted, he does not passWP:NCRIMINAL. All sourcing is from his recent charge and one local routine news piece about him getting married (he lived in NY, so "local couple weds" is local routine news, even if from the NYT)PARAKANYAA (talk)22:06, 8 October 2025 (UTC)[reply]
A young Salomon Brothers trader named Howie Rubin began to calculate the probability of homeowners' prepaying their mortgages. He discovered that the probability varied according to where they lived, the length of time their loans had been outstanding, and the sizes of their loans. He used historical data collected by Lew Ranieri's research department. The researchers were meant to be used like scientific advisers at an arms talk. More often, however, they were treated like the water boys on the football team. But the best traders knew how to use the researchers well. The American homeowner became, to Rubin and the research department, a sort of laboratory rat.