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| Genre | Financial talk |
|---|---|
| Country of origin |  United States |
| Starring |
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| Created by | Dave Ramsey |
| Produced by | James Childs |
| Executive producer | Blake Thompson |
| Recording studio | Ramsey Solutions |
| Original release | 1992 (1992) – present |
| Opening theme | "Baker Street" byGerry Rafferty |
| Website | ramseysolutions.com |
| Podcast | https://podcasts.apple.com/us/podcast/the-ramsey-show/id77001367 |
The Ramsey Show (formerly known asThe Dave Ramsey Show andThe Money Game) is an Americanself-syndicated radio program hosted by finance authorDave Ramsey and a rotating group of co-hosts, that airs Monday through Friday from 2:00–5:00 P.M.ET. It is broadcast from the headquarters of Ramsey's company,Ramsey Solutions, inFranklin, Tennessee.
Besides terrestrial radio and podcast outlets,The Ramsey Show is also available on its own channel oniHeartRadio andSirius XM.[1][2] As of 2025,The Ramsey Show is among themost-listened-to radio shows in the United States according toTalkers Magazine.[3]
The show began in June of 1992, when Dave Ramsey was invited to appear as a guest onWTN 99.7 FM inNashville, Tennessee, to promote his self-published book,Financial Peace. His live personal finance advice on listener call-ins proved popular with the audience.[4]
At the time, the station was undergoingChapter 11 bankruptcy. When the regular host who had initially brought Ramsey on the air resigned over a financial dispute, Ramsey andinsurance agent Roy Matlock offered to fill the vacant time slot for free for one month, Ramsey thinking he could at least sell more copies of his book.[4] The resulting show,The Money Game, originally featured three rotating hosts when it first aired: Ramsey, Matlock, andreal estate agent Hal Wilson.[5] Each hosted a separate hour of the show and focused on their areas of expertise with callers.[4] Wilson exited the program very early in its run, leaving Ramsey and Matlock as hosts.
As the show grew in popularity in Nashville, Ramsey and Matlock began hostingThe Money Game full-time. In 1996, Ramsey proposed national syndication.[4] Because Matlock was a licensed insurance agent inTennessee, insurance regulators were uneasy about Matlock being on the air nationally, so Matlock voluntarily left the show to focus on his insurance business.[5] With Ramsey as sole host, the program was renamedThe Dave Ramsey Show in 1999.[6]
Since 1996, Ramsey has handled syndication ofThe Ramsey Show independently through his company,Ramsey Solutions (originally publicly known as The Lampo Group).[7] The show now airs on over 600 stations,SiriusXM, andiHeartRadio.[8][9][10]
In 2013, the show moved from WTN toWPRT (known as "102.5 The Game") after contract negotiations with the former station fell through.[11] One year later, on January 1, 2014, the show moved toWLAC.[12]
In 2020, the show was rebranded asThe Ramsey Show to reflect the inclusion of multiple permanent co-hosts.[13] In a 2023 interview, Ramsey described the change as a way to prepare the program for "generational success" beyond his own involvement.[14] Ramsey also said that he will continue to co-hostThe Ramsey Show alongside the new personalities "as long as I make sense."[14][15]
The Ramsey Show follows acall-in format where listeners seek advice onpersonal finance topics such asdebt,saving,budgeting, andretirement. The show features a rotating cast of co-hosts each day, including Dave Ramsey, with specializations in areas such as personal finance,mental health, leadership,career coaching, andpersonal development.
A notable daily segment is the“debt-free scream,” in which callers or in-studio guests celebrate paying off theirconsumer debt by shouting the phrase on air. The tradition began in the early 2000s after a caller spontaneously shouted over the phone about paying off her debt. In a 2017 interview, Dave Ramsey described the practice as a symbolic emotional milestone for participants.[16]
Personal finance author, speaker, and founder of Ramsey Solutions. Ramsey has hosted the program since its inception and is the author of several bestselling books, includingThe Total Money Makeover.
Personal finance speaker and author. Cruze is Ramsey’s daughter and joined Ramsey Solutions in 2010. She began co-hostingThe Ramsey Show in 2020 and hostsThe Rachel Cruze Show podcast.[17] She is the author of several bestselling books, such asSmart Money Smart Kids.[18][19]
Mental health and wellness expert. Delony joined Ramsey Solutions in 2020 and began co-hosting the show the same year.[20] He holds two PhDs and is the author ofOwn Your Past Change Your Future andBuilding a Non-Anxious Life.[21]
Career development and leadership coach. Coleman joined Ramsey Solutions in 2014 and has been co-hosting the show since 2020, as well as hosting his own program,Front Row Seat.[citation needed] He is the author ofThe Proximity Principle andFrom Paycheck to Purpose.[22]
Personal finance expert, author, and content creator. Kamel joined Ramsey Solutions in 2013 and became a co-host in 2021.[23] He also co-hostsSmart Money Happy Hour and has an eponymous YouTube channel.[24] Kamel is the author ofBreaking Free from Broke.[25]
Personal finance coach, author, and former entertainment industry professional.[26] Warshaw joined the show in 2022 and is the author ofMoney’s Not a Math Problem.[27]
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