Movatterモバイル変換


[0]ホーム

URL:


Jump to content
WikipediaThe Free Encyclopedia
Search

State bank (United States)

From Wikipedia, the free encyclopedia
Type of banking charter in the United States

In the United States, astate bank is abank in aU.S. state that is chartered by the government of that state, as opposed to anational bank which is chartered at the federal level.[1][2]

Overview

[edit]

A state chartered bank cannot have "National" or "Federal" in its name.[citation needed]

State banks are chartered and regulated by a state agency (often called the Department of Financial Institutions) in the state in which its headquarters are located. In addition, state banks that are members of theFederal Reserve are regulated by the Federal Reserve; state banks that are not members of the Federal Reserve are regulated by theFederal Deposit Insurance Corporation (FDIC). Therefore, virtually every state chartered bank has both a state and federal regulator. There are a very small number of state banks that do not have FDIC insurance.[citation needed]

List of U.S. banks with "State Bank" in their name

[edit]

See also

[edit]

Notes

[edit]
  1. ^"What is the difference between a state and a national bank?".Department of Insurance and Financial Institutions (Arizona). Retrieved8 May 2023.
  2. ^"State bank: what it is, how it works, services".Investopedia. 26 July 2011. Retrieved8 May 2023.


Stub icon 1Stub icon 2

Thisbank andinsurance-related article is astub. You can help Wikipedia byexpanding it.

Retrieved from "https://en.wikipedia.org/w/index.php?title=State_bank_(United_States)&oldid=1273704991"
Categories:
Hidden categories:

[8]ページ先頭

©2009-2025 Movatter.jp