Amutual bank is a cooperative financial institution owned by its depositors or customers. They includemutual organization,mutual savings banks andcooperative banking. Unlike traditionalbanks, which prioritize shareholder profits, mutual banks focus on serving their members' interests.[1] They reinvest profits back into the institution to benefit customers, offer a range of banking services, and often have a community-oriented approach.[2] Regulations around mutual banking vary by country.
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