TheMoney in the Bank ladder match is a multi-personladder match held by theprofessional wrestling promotionWWE. First performed at WWE's annualWrestleMania event beginning in 2005, a separateMoney in the Bank event was established in 2010. The prize of the match is a briefcase containing a contract for achampionship match of the winner's choice, which, within WWEsfictional storyline, can be "cashed in" by the holder of the briefcase at any point in the year following their victory. If the contract is not used within a year of winning it, it will be invalid, but this has yet to happen. From its inception until 2017, the match only involved male wrestlers, with the contract being for aworld championship match. Beginning with the2017 Money in the Bank event, women also have the opportunity to compete in such a match, with their prize being a contract for awomen's championship match. As of the2022 event, winners can use the contract on any championship.

The first match was contested in 2005 atWrestleMania 21, afterChris Jericho invented the concept. At the time, it was exclusive to wrestlers of theRaw brand andEdge won the inaugural match. From then untilWrestleMania XXVI in March 2010, the Money in the Bank ladder match, now open to allWWE brands, became a WrestleMania mainstay. The2010 Money in the Bank event saw a second and third Money in the Bank ladder match when the eponymous event debuted that July, with WrestleMania no longer featuring the match. Unlike the matches at WrestleMania, this titular event included two such ladder matches: one each for a contract for aWWE Championship match and aWorld Heavyweight Championship (2002–2013 version) match, respectively.

Before the establishment of the annual Money in the Bank event, wrestlers were allowed to use the contract to claim a match for any world championship in WWE. After the establishment of the event, the Money in the Bank contracts were specifically aimed at one or the other championship. With thechampionship unification of the WWE and World Heavyweight titles into the WWE World Heavyweight Championship at the2013 TLC: Tables, Ladders & Chairs event, there was only a single contract in play. This went into effect beginning with the2014 Money in the Bank event.

The brand split returned shortly after the2016 Money in the Bank event along with a new world title. The 2017 event, however, wasSmackDown-exclusive and the contract was a match for its world championship, the WWE Championship (formerly WWE World Heavyweight Championship). It also included the first-ever women's Money in the Bank ladder match, with the winner receiving a contract for aSmackDown Women's Championship match. Due to the controversy surrounding the ending of that match, the first non-pay-per-view/livestreaming Money in the Bank ladder match occurred on the June 27 episode ofSmackDown. Brand-exclusive pay-per-view and livestreaming events were discontinued the following year, thus the2018 Money in the Bank event involved both the Raw and SmackDown brands. It had one men's match and one women's match with participants evenly divided between the brands; the respective contracts guaranteed the winner a championship match for the top title of their respective brand, allowing Raw wrestlers (should they win) to cash-in on theUniversal Championship orRaw Women's Championship. Beginning with the2019 Money in the Bank, the respective winners could challenge either brand's champion.

At the2020 Money in the Bank event, while the rules of the match remained the same, a "Corporate Ladder" gimmick was added on top of the match; both the men's and women's matches, which were held at the same time, took place at WWE'sTitan Towers inStamford, Connecticut, in which the participants began on the ground floor of the building and fought their way to the roof where a ring and ladders were located with the briefcases suspended above the ring; this change was brought about due to theCOVID-19 pandemic. The matches returned to their regular format for the2021 Money in the Bank event. While the contract was originally only for a world championship match, 2022 winnerAustin Theory was the first and so far only to cash-in on a non-world championship when he unsuccessfully challenged for theWWE United States Championship.

The Money in the Bank ladder match can involve anywhere from 5–10 participants, with the objective being to retrieve a briefcase that is suspended 20feet above the ring. The match was originally only for male wrestlers until 2017, when women began to have their own ladder match.^[1] The briefcase originally contained a contract that guaranteed a match for aworld championship, and beginning in 2017 also awomen's world championship—as of 2022, the contract can be used on any championship. The original match atWrestleMania 21 was exclusive to theRaw brand, with the contract guaranteeing a match for Raw's top title at the time, theWorld Heavyweight Championship (2002–2013 version). After this, wrestlers had the option between theWWE Championship and the World Heavyweight Championship, regardless of the brand the wrestler belonged to. In 2006,ECW's world title, theECW Championship, became a third option until 2010, as in February that year, the ECW brand along with the title was deactivated; despite being an option, no contract holder cashed-in on the ECW Championship.

Beginning with the2010 Money in the Bank event in July, it included two ladder matches, one for the Raw brand and one forSmackDown; Raw's ladder match was for a contract for a match for its top title at the time, the WWE Championship, while SmackDown's contract was for a match for its top title at the time, the World Heavyweight Championship. Although theWWE brand split ended after the 2011 event, a ladder match dedicated to each championship continued through the 2013 event. In December 2013, the titles were unified as the WWE World Heavyweight Championship. The next three years' events included a sole ladder match with a contract guaranteeing a match for the unified title. The brand split returned after the 2016 event. The WWE World Heavyweight Championship was made exclusive to SmackDown and renamed back to WWE Championship, while Raw established theWWE Universal Championship as their top title. Despite this, the 2017 event was SmackDown-exclusive and the contract was for a match for its world title. The 2017 event also saw the first women's Money in the Bank match with its contract for aSmackDown Women's Championship match.^[1][2]

Brand-exclusive PPVs ended followingWrestleMania 34 in 2018, with all future events involving both the Raw and SmackDown brands. The Money in the Bank event now features two ladder matches, one for males and one for females, and each has eight participants evenly divided between the brands. The 2018 event was also the first year that the winners could challenge for the Universal Championship andRaw Women's Championship, respectively. For 2018, the winners received a contract for a match for their respective brand's world championship; in 2019, it was changed so that the winners could choose either brand's top championship. The 2020 event saw a variation to the match due to theCOVID-19 pandemic: the men's and women's matches, featuring only six competitors each but still evenly divided between the brands, were moved to WWE's headquarters inStamford, Connecticut, and occurred at the same time, with all competitors beginning on the ground floor and fighting their way to the roof where the briefcases were suspended above a ring. The 2021 event returned to the standard rules, but the 2022 event saw an uneven number of participants in the women's match; there were seven participants with four from Raw and three from SmackDown. The men's match was originally booked with an uneven division but that was rectified just before the match occurred. The 2022 event winner changed the contract, allowing wrestlers the choice of any championship to challenge for; 2022 contract winnerAustin Theory unsuccessfully cashed in on theWWE United States Championship. Also in early 2022, the WWE and Universal championships were unified as the Undisputed WWE (Universal) Championship, which became exclusive to SmackDown in 2023, with Raw subsequently introducing a newWorld Heavyweight Championship, while the Raw and SmackDown women's titles were renamed as the WWE Women's Championship and Women's World Championship, respectively.

The primarygimmick of the Money in the Bank briefcase is that it can be cashed in at the holder's sole discretion, at any time on any WWE programming. This enables the holder to take advantage of a moment's weakness in the champion, even if the champion had just finished a title defense for the night. This strategic use of the briefcase was popularized byEdge, the first Money in the Bank holder, who cashed it in atNew Year's Revolution in January 2006, immediately after defending championJohn Cena had finished a gruelingElimination Chamber match against five other wrestlers. Because Cena was exhausted and barely able to defend himself, Edge made quick work of the champion, thus setting a powerful precedent for all Money in the Bank holders to come. AtWrestleMania 31 in 2015,Seth Rollins set a precedent that a cash-in can even occur while a championship match is in progress; Rollins cashed in during the main event match betweenRoyal Rumble winnerRoman Reigns and WWE World Heavyweight ChampionBrock Lesnar, converting the match to atriple threat match, and pinned the challenger Reigns to win the title.The Miz attempted to repeat this at the2020 TLC: Tables, Ladders & Chairs event; however, since his tag team partnerJohn Morrison cashed in the contract on his behalf, it was ruled an invalid cash-in and the contract was returned to The Miz, thus enforcing that only the contract holder can cash in the contract.Drew McIntyre would then cash in during a match between Rollins and reigning World Heavyweight ChampionDamian Priest at the2024 Money in the Bank event, which converted that match into a triple threat, but McIntyre failed his cash in due to an attack fromCM Punk, which allowed Priest to retain.

The contract is valid for one year and the briefcase holder—dubbed "Mr./Ms. Money in the Bank"—can cash in the contract at the date, place, and time of their choosing.^[1][3] The briefcase may also be defended in matches, similar to howchampionships are defended. All of the briefcase holders have successfully defended and cashed in the contract exceptMr. Kennedy^[4] andOtis, who both won the contract in the ladder match but lost the contract in defending the contract itself in a match. John Cena,Damien Sandow,Baron Corbin,Braun Strowman, Austin Theory, and Drew McIntyre are the only Money in the Bank contract holders to cash in and fail to gain a championship. To date, Cena,Charlotte Flair, and Seth Rollins have had the contract cashed in against them the most (three times), as Edge,Rob Van Dam, andDamien Sandow have all cashed in against Cena,Carmella,Bayley, andNikki A.S.H. have all cashed in against Flair, andDean Ambrose, Brock Lesnar, and Austin Theory have all cashed in against Rollins, who has the unique distinction in that all three cash-ins against him were for different championships: the WWE World Heavyweight Championship with Ambrose, the Universal Championship with Lesnar, and the United States Championship with Theory. Rollins was also involved in the 2024 cash in for the World Heavyweight Championship where he was originally the sole challenger for the title but contract holder McIntyre cashed in during his match, converting it to a triple threat in which Damian Priest won to retain. Cena was also involved in the first three instances where the championship failed to change hands after cashing in the contract: once as the challenger, which he won by disqualification against CM Punk, the second time as champion by defeating Sandow via pinfall, and lastly as a distraction causing Corbin to lose to championJinder Mahal. Strowman was the first to fail by a no-contest ruling, when Brock Lesnar interfered during his Universal Championship match against Roman Reigns at the2018 Hell in a Cell event and laid out both men.

McIntyre is the most recent wrestler to fail in his cash in, losing to World Heavyweight Champion Damian Priest, thanks to an attack by CM Punk at the 2024 Money in the Bank. Edge,Daniel Bryan, and Seth Rollins are the only Money in the Bank contract holders to be given a title opportunity that was not their cash-in match: Edge won a championship tournament in 2005 onRaw to earn him a World Heavyweight Championship match againstBatista, Bryan faced reigning World Heavyweight ChampionMark Henry in asteel cage match on the November 29, 2011, episode ofSmackDown, and Rollins received a title shot in a triple threat match, also involving Cena and reigning WWE World Heavyweight Champion Brock Lesnar at the2015 Royal Rumble. Rollins and Lesnar also have a unique history of cash-ins with each other, as they are the only two contract holders to cash in on one another and win a championship: Rollins at WrestleMania 31 when he cashed in and won Lesnar's WWE World Heavyweight Championship and Lesnar atExtreme Rules 2019 when he cashed in and won Rollins' Universal Championship. Priest and McIntyre also have a similar history with one another; however, theirs was for the same championship, the World Heavyweight Championship, but in their case, Priest won his cash in while McIntyre failed.

Inkayfabe, the concept for the Money in the Bank match was introduced in March 2005 byChris Jericho. Jericho then pitched the idea to Raw general managerEric Bischoff, who liked it and promptly began to book the match forWrestleMania 21.Edge won the inaugural match and held the contract untilNew Year's Revolution in January 2006. There, he cashed in his Money in the Bank contract against WWE ChampionJohn Cena, who had just successfully defended the title in anElimination Chamber match. Edge defeated Cena to become WWE Champion and quickly establishing the precedent of "cashing in" on a vulnerable champion.

The Money in the Bank idea was revived byCarlito on a February 2006 episode ofRaw.Mr. McMahon approved the suggestion and set up qualifying matches for the match that would take place atWrestleMania 22. It was later announced that the match was to beinterpromotional, and SmackDown! general managerTheodore Long also set up qualifying matches to select three members of his roster to compete. In the Raw brand qualifying matches,Rob Van Dam defeatedTrevor Murdoch,Shelton Benjamin defeatedChavo Guerrero, andRic Flair defeated Carlito. OnSmackDown!,Finlay defeatedBobby Lashley,Matt Hardy defeatedRoad Warrior Animal, andBobby Lashley won a "last chancebattle royal".

Rob Van Dam won theWrestleMania 22 Money in the Bank ladder match after pushing Shelton Benjamin and Matt Hardy off of a ladder, while he was on another ladder, and retrieving the briefcase. That April, he defended the contract and won theWWE Intercontinental Championship in a contract vs. title/winner take all match against Benjamin atBacklash. Van Dam announced in May 2006 that he would cash in his contract atECW One Night Stand against Cena in anExtreme Rules match. The match ended with Cena losing (with interference from Edge spearing Cena) after Van Dam performed aFive Star Frog Splash. Van Dam is the first person to give prior notice to an opponent before cashing in his contract.

The third Money in the Bank ladder match was held atWrestleMania 23, and was the first to involve eight participants from Raw, SmackDown!, andECW. Qualifying matches began on the February 19 episode ofRaw.^[5] On the February 19 episode ofRaw, two former Money in the Bank winners (Edge andRob Van Dam) faced off, with Edge earning apinfall win to earn the first spot in the match.^[6]

The next night onECW, another cross-brand match took place, withCM Punk defeatingJohnny Nitro to qualify.^[7] On that week'sSmackDown!,King Booker defeatedKane in aFalls Count Anywhere match following interference fromThe Great Khali to become the third man to qualify.^[8] On the following episode ofRaw,Jeff Hardy defeatedShelton Benjamin to become the fourth man to qualify.^[9] The next night onECW,Mr. Kennedy defeatedSabu in anExtreme Rules match to earn the fifth spot.^[10] Two qualifying matches took place on the nextSmackDown!'s episode, withMatt Hardy defeatingJoey Mercury, whileFinlay won atriple threat match againstChris Benoit andMontel Vontavious Porter to qualify.^[11] What was to be the final qualifying match onRaw betweenCarlito andRic Flair, it was deemed to be ano contest when The Great Khali interfered and attacked both men.^[12] The match was rescheduled for the next week onRaw, withRandy Orton bribing his way into the match, which was to be a triple threatelimination match that Orton won bypinning both Carlito and Flair after performing anRKO on each of them.^[13] Edge and Orton had recently stoppedteaming together, and there was a lot of tension between them as they both attempted to get the other taken out of the Money in the Bank ladder match; both failed, as Edge ultimately won a "last chance battle royal" after feigning injury to retain his slot.^[14] Orton was forced to fight Bobby Lashley onECW to retain his spot, which he did.^[15]

Kennedy ultimately won at WrestleMania 23, after ramming Punk off the ladder using another ladder (Edge had been taken out earlier by Jeff Hardy).^[16] During the next few weeks, Kennedy kept declaring that he would cash in the briefcase atWrestleMania XXIV, however, on the May 7, 2007 episode ofRaw, he defended and lost the Money in the Bank briefcase to Edge. Kennedy was the first wrestler in WWE history to lose the briefcase without cashing it in. The following night at the taping for the May 11, 2007 episode ofSmackDown!,World Heavyweight ChampionThe Undertaker andBatista fought to adraw in asteel cage match, after which a returningMark Henry assaulted The Undertaker and left himinjured in the ring. As Henry was leaving, Edge came to the ring with his briefcase, handed it torefereeJim Korderas, and defeated The Undertaker after onespear to win the World Heavyweight Championship for the first time. Edge thus became the first person to gain the Money in the Bank contract twice.

The fourth Money in the Bank ladder match took place atWrestleMania XXIV and was intended to be another eight-man match-up, consisting of wrestlers from Raw, SmackDown, and ECW. Qualifying matches began on the February 18 episode ofRaw, as bothJeff Hardy andMr. Kennedy qualified by defeatingSnitsky^[17] andVal Venis, respectively, insingles matches.^[17] On the February 22 episode ofSmackDown,Shelton Benjamin qualified by defeatingJimmy Wang Yang in another singles match.^[18] Back onRaw, general managerWilliam Regal placedChris Jericho in a match against Jeff Hardy with the stipulation that if Jericho won, he would be in the ladder match. Jericho defeated Hardy in that match on February 25.^[19] The following week onRaw, the two faced off once again, this time for Hardy'sWWE Intercontinental Championship. Jericho won the match and title, and it was revealed that Hardy was suspended from WWE for 60 days for violating thewellness policy.^[20] Hardy was subsequently removed from the Money in the Bank ladder match and WrestleMania altogether, making this ladder match a seven-man contest. Also on this episode ofRaw,Carlito defeatedCody Rhodes to qualify.^[21] On a SmackDown/ECW live event on March 9,United States ChampionMontel Vontavious Porter defeatedJamie Noble to qualify.^[22] On the March 11 episode ofECW,CM Punk defeatedBig Daddy V to qualify.^[23] On the March 14 episode ofSmackDown,John Morrison defeated histag teampartnerThe Miz to be the last man to qualify.^[24]

Punk won the WrestleMania XXIV match after trapping Jericho's leg in a ladder and then climbing the ladder. Punk cashed in his title shot on the June 30 episode ofRaw. A farewell speech byJim Ross was interrupted by then-World Heavyweight ChampionEdge who had him removed from the ring and then began to insult the crowd, saying that they would never get to see a world championship being defended onRaw (as at the time both Edge andWWE ChampionTriple H were members of the SmackDown brand and theECW Championship was on the ECW brand afterMark Henry defeated then championKane of the Raw brand andBig Show of the SmackDown brand atNight of Champions in a triple threat match to win the title). When he was about to leave the arena,Batista came out and assaulted Edge in retaliation for Edgecheating to win their title match the previous night atNight of Champions. Punk ran to the ring with a referee to cash in his contract, then performed aGo to Sleep on Edge to win the World Heavyweight Championship, making it Raw-exclusive in the process.

The fifth annual Money in the Bank ladder match was announced forWrestleMania 25. Qualifying matches began on the February 23 episode ofRaw, in whichCM Punk qualified by defeatingJohn Morrison andThe Miz in atriple threat match.^[25] On the March 2 episode ofRaw,Kane defeatedMike Knox andRey Mysterio in another triple threat match.^[26] On the March 3 episode ofECW,Mark Henry qualified for the match by defeatingSantino Marella.^[27] BothMontel Vontavious Porter andShelton Benjamin qualified for the match on the March 6 episode ofSmackDown, defeatingMattandJeff Hardy in respective single matches.^[28] On the March 9 episode ofRaw,Kofi Kingston qualified by defeatingChris Jericho, after Jericho was distracted byRic Flair.^[29]Christian qualified the following night onECW by winning a tri-brandbattle royal.^[30]Finlay was the final person to qualify for the match when he defeatedThe Brian Kendrick on the March 13 episode ofSmackDown.^[31]

At WrestleMania 25, Punk won the match and became the first wrestler to win two Money in the Bank ladder matches, and the only one to win the match for two consecutive years.^[32] On the May 1 episode ofSmackDown, Punk challenged the World Heavyweight Champion Edge for a non-title match with the intent that if he defeated Edge, he would cash in his title shot right after the match. Later that night, Punk defeated Edge and attempted to cash in. However, before the ringside bell could ring to start the title match, Punk and Edge were both attacked byUmaga and Jeff Hardy respectively. As a consequence, the match never started and Punk retained his contract.^[33] Punk again tried to cash in for a World Heavyweight Championship match against Edge on the May 15 episode ofSmackDown, but was again stopped by Umaga.^[34] After Jeff Hardy defeated Edge in aladder match to win the World Heavyweight Championship atExtreme Rules, Punk cashed in to win the World Heavyweight Championship for the second time. As a result of the fans booing him for cashing on Hardy, who wasvery popular with the fans, Punk began a gradualchange ofcharacter into avillain.^[35]

On the February 22 episode ofRaw, it was announced that the sixth annual Money in the Bank ladder match would take place atWrestleMania XXVI. The first qualifying match was held later that night, whereChristian defeatedCarlito to qualify.^[36] Three more qualifying matches were held on the February 26 episode ofSmackDown, withDolph Ziggler defeatingJohn Morrison andR-Truth in aTriple Threat match,Kane defeatingDrew McIntyre, andShelton Benjamin defeatingCM Punk to qualify.^[37] The March 1 episode ofRaw saw bothJack Swagger andMontel Vontavious Porter qualify by defeatingSantino Marella andZack Ryder respectively.^[38]Matt Hardy was the next to qualify for the match when he defeated Drew McIntyre on the March 5 episode ofSmackDown.^[39] In what was initially declared as the final qualifying match,Evan Bourne defeatedWilliam Regal on the March 8 episode ofRaw to become the eighth competitor.^[40] Due to his favorable association with WWE ChairmanMr. McMahon, McIntyre was given a third chance on the March 12 episode ofSmackDown to qualify for the match. In what would also be made aWWE Intercontinental Championship defense by SmackDown general managerTheodore Long, McIntyre defeatedlocal competitor Aaron Bolo to qualify.^[41] On the March 22 episode ofRaw, the number of participants was once again increased to a record ten, whenKofi Kingston defeatedVladimir Kozlov to qualify.^[42]

At WrestleMania XXVI, Jack Swagger won the match after knocking Christian off a ladder with the briefcase itself.^[43] The following night onRaw, Swagger attempted to cash in his shot against theWWE ChampionJohn Cena after ambushing Cena. However, as Cena recovered too quickly from the ambush, Swagger cancelled his match and retained his contract.^[44] The next night, at the taping for the April 2, 2010 episode ofSmackDown, afterEdge attacked thenWorld Heavyweight ChampionChris Jericho, Swagger cashed in his contract and successfully claimed the World Heavyweight Championship.

In February 2010, WWE announced that "Money in the Bank" would be the title to their July 19 pay-per-view event at theSprint Center inKansas City, Missouri.^[45] The event included two Money in the Bank ladder matches, one for each brand. Unlike previous iterations of the match, the winners could only challenge for their own brand's World Championship.^[46] All eight competitors for the Raw brand's match were announced on the June 28 episode ofRaw byguest hostRob Zombie. The eight competitors wereRandy Orton,The Miz,R-Truth,Chris Jericho,Evan Bourne,Ted DiBiase,John Morrison andEdge. On the July 5th episode ofRaw, R-Truth was involved in an injury storyline with The Miz and was subsequently removed from the match and replaced byMark Henry.^[47] Two days later, WWE announced six of the competitors for the SmackDown brand's match through its official website:Matt Hardy,Kane,Cody Rhodes,Christian,Kofi Kingston andBig Show. On the July 9 episode ofSmackDown,Drew McIntyre andDolph Ziggler both competed in qualifying matches and were added to the match.^[48]

At Money in the Bank, Kane won the SmackDown Money in the Bank ladder match. Kane later cashed it in the same night by defeatingRey Mysterio to win the World Heavyweight Championship. He also became the quickest man to cash in the briefcase. For Raw,The Miz won that brand's Money in the Bank contract. After a couple of aborted attempts (which due to the bell not sounding to start the matches, allowed The Miz to keep the briefcase on each occasion), The Miz finally cashed in his title opportunity on the November 22, 2010 episode ofRaw, immediately after Randy Orton successfully retained the WWE Championship againstWade Barrett in whichThe Nexus attacked Orton before the match and injured his right leg. The Miz defeated Orton to win his first WWE Championship.

The2011 Money in the Bank pay-per-view took place on July 17 at theAllstate Arena inRosemont, Illinois. Raw'sAlberto Del Rio and SmackDown'sDaniel Bryan won their respective brands' Money in the Bank ladder matches. At the end of the night, afterCM Punk won the WWE Championship fromJohn Cena,Mr. McMahon ordered Del Rio to come in and attempt to cash in his briefcase against Punk, who had threatened to leave the company after the pay-per-view, as his contract was expiring. Del Rio came out to do so, but Punk attacked him and fled through the crowd. A similar cash-in attempt was performed on then-champion Rey Mysterio on the July 25, 2011, episode ofRaw, but Del Rio was again unable to cash in the briefcase. Del Rio was able to cash in his briefcase and defeated CM Punk for the WWE Championship at the2011 SummerSlam event on August 14.

On the July 22, 2011, episode ofSmackDown, Bryan announced that he was going to cash his contract in atWrestleMania XXVIII in April 2012. On the November 25, 2011, episode ofSmackDown, Bryan cashed in on World Heavyweight ChampionMark Henry, who had been knocked out byBig Show. Bryan got the pinfall victory and was awarded the championship, however SmackDown General ManagerTheodore Long overruled the match due to Henry not being medically cleared to compete, the first time a Money in the Bank cash-in match was reversed. Since the match never officially took place, Bryan was given the briefcase back and again reiterated that he planned on cashing in at WrestleMania XXVIII, although he was given a shot at the World Heavyweight Championship against Henry in asteel cage match on a live holiday-themed episode ofSmackDown the following Tuesday, which Bryan lost. On December 18, at the2011 TLC: Tables, Ladders & Chairs event, after Big Show defeated Henry to win the World Heavyweight Championship, Henry attacked Big Show with a steel chair, allowing Bryan to cash in his briefcase on Big Show to win his first World Heavyweight Championship.

The2012 Money in the Bank pay-per-view took place on July 15 at theUS Airways Center inPhoenix, Arizona. There were the usual two Money in the Bank ladder matches; however, the matches were no longer separated by brands, as both Raw and SmackDown by this time had become full roster "Supershows". Instead, they were separated by championships (WWE and World Heavyweight).^{[49][unreliable source]}

In the first match of the night,Dolph Ziggler defeated seven other competitors to win the World Heavyweight Championship match contract. All of the world title Money in the Bank competitors in world title ladder match also won qualifying matches. He attempted to cash it in that same night againstSheamus but was attacked before the referee could call for the bell so he retained his contract. On the August 20 episode ofRaw, Ziggler successfully defended his briefcase against Chris Jericho in career vs. contract match. As a result, Jericho was forced to leave WWE. On the December 3 episode ofRaw, managing supervisorVickie Guerrero was forced byMr. McMahon to make Cena and Ziggler's match at the2012 TLC: Tables, Ladders and Chairs event aladder match for Ziggler's Money in the Bank contract. On December 16, at the event, he successfully defended the briefcase with help fromAJ Lee. On April 8, 2013, an episode ofRaw, Ziggler cashed in his contract on World Heavyweight ChampionAlberto Del Rio, following Del Rio's handicap match win overJack Swagger andZeb Colter. Ziggler defeated Del Rio to win his second World Heavyweight Championship following nearly nine months of holding the briefcase.

In the last match of 2012 event,John Cena defeated Kane, Big Show, The Miz, and Chris Jericho to win the WWE Championship Money in the Bank briefcase in his first Money in the Bank ladder match. A special stipulation had been added beforehand that only former WWE Champions could participate in the WWE Championship Money in the Bank ladder match for 2012. Cena won when the briefcase's handle snapped off while using it against Big Show, having previously blocked Show's KO Punch with it. On the July 16, 2012, episode ofRaw, Cena announced that he would cash his contract in the following week atRaw 1000. He became only the second wrestler after Rob Van Dam to give prior notice to the opponent. AtRaw 1000, Cena failed to win the WWE title when Big Show interfered in the match, causing championCM Punk to be disqualified and retain the title, as championships cannot change hands via disqualification unless otherwise stipulated. This made Cena the first Money in the Bank winner to fail to win a title.

The2013 Money in the Bank pay-per-view took place on July 14 at theWells Fargo Center inPhiladelphia. There was the traditional two Money in the Bank ladder matches: one for aWWE Championship match contract and the other for aWorld Heavyweight Championship match contract. On the June 24, 2013, episode ofRaw,CM Punk,Daniel Bryan,Randy Orton,Sheamus,Christian,Kane, andRob Van Dam were announced by WWE Chief Brand OfficerStephanie McMahon as the participants in the WWE Championship contract match. Kane was later removed after being injured due to an attack byThe Wyatt Family on the July 8 episode ofRaw. Orton went on to win the contract at the event. At the2013 SummerSlam event on August 18, Orton cashed in his contract on WWE Champion Daniel Bryan, who had defeated John Cena to win the championship. Orton defeated Bryan to win his seventh WWE Championship, after WWE COOTriple H, who was the special guest referee between Bryan and Cena, attacked Bryan with aPedigree, following five weeks of holding the briefcase.

At the tapings forSmackDown on June 25 (aired June 28), SmackDown Senior AdvisorTheodore Long announced that the participants in the World Heavyweight Championship contract match would beWWE United States ChampionDean Ambrose,Fandango,Antonio Cesaro,Jack Swagger,Wade Barrett,Cody Rhodes andDamien Sandow. Sandow won the contract at the event. On the October 28, 2013, episode ofRaw, Sandow cashed in his contract on World Heavyweight Champion John Cena. Cena defeated Sandow, making Sandow the second wrestler to unsuccessfully cash in the contract and the first to lose a cash-in match via pinfall. At the2013 TLC: Tables, Ladders & Chairs event on December 15, the WWE and World Heavyweight championships were unified into the WWE World Heavyweight Championship.

The2014 Money in the Bank pay-per-view took place on June 29 at theTD Garden inBoston,Massachusetts. The original plan for the event was that the winner of the ladder match would receive a contract for a match for the now unified title as normal. On June 9, defending WWE World Heavyweight ChampionDaniel Bryan was forced to vacate the title due to a neck injury, and the already announced ladder match consisting ofJohn Cena,Randy Orton,Alberto Del Rio,Bray Wyatt,Cesaro,Sheamus,Kane, andRoman Reigns became for the vacant championship instead.

On the June 17 episode ofMain Event,Seth Rollins announced that in addition to the ladder match for the title, there would be a traditional Money in the Bank ladder match for a WWE World Heavyweight Championship match contract at the event, and that Rollins would be the first entrant.^[50] Further entrants wereBad News Barrett,Dolph Ziggler,Rob Van Dam,Jack Swagger,Kofi Kingston, andDean Ambrose. The latter, who had threatened to disrupt the match, was added to the match on Rollins' request. Bad News Barrett was later removed from the match due to an injury.

Rollins won the match and the contract after Kane interfered on behalf ofThe Authority and knocked Dean Ambrose off the ladder. He attempted to cash in the following night on new champion John Cena but was stopped from doing so by Ambrose. Rollins once again failed to cash in his Money in the Bank briefcase, this time against WWE World Heavyweight ChampionBrock Lesnar at the2014 Night of Champions event in September, after attacking him with aCurb Stomp. This failed attempt to cash in came after Cena attacked Rollins, before the bell could be rung, due to Rollins costing him the championship minutes earlier.

AtWrestleMania 31 in March 2015, Rollins cashed in his briefcase during the main event championship match between defending champion Brock Lesnar and challenger Roman Reigns. By doing so, he turned the singles match between Lesnar and Reigns into atriple threat match. Rollins then proceeded to pin Reigns following a Curb Stomp and successfully captured the WWE World Heavyweight Championship. As a result, Rollins set various records: he became the first person to cash in a contract while a championship match was in progress, he became the first person to cash in his briefcase at WrestleMania, and he became the first to win the championship without pinning the champion during the cash-in match.

The2015 Money in the Bank pay-per-view took place on June 14 inColumbus, Ohio.Dolph Ziggler,Sheamus,Kofi Kingston,Neville,Roman Reigns,Randy Orton, andKane participated in the traditional Money in the Bank ladder match. Sheamus won the match and received a WWE World Heavyweight Championship match contract.

At the2015 Survivor Series event on November 22, Sheamus cashed in his contract by defeating Reigns, who had just won the vacant championship after defeatingDean Ambrose in the tournament finals.^[51]

On June 19, the seventh annualMoney in the Bank pay-per-view took place inLas Vegas. For the traditional Money in the Bank ladder match,Sami Zayn,Kevin Owens,Cesaro,Chris Jericho,Alberto Del Rio, andDean Ambrose all won their qualifying matches on the May 23 episode ofRaw to become entrants into the match. Originally slated to be a 7-man ladder match, the seventh slot was later removed. Ambrose won the match and received a WWE World Heavyweight Championship match contract. After the conclusion of the main event, he successfully cashed in the contract onSeth Rollins, who had just won the title fromRoman Reigns. Ambrose was the second wrestler to cash in the contract on the same night as winning it. The night was also notable due to it making the stableThe Shield the first group in WWE history to be world champions on the same night.

The brand split was reinstated the following month.

The2017 Money in the Bank pay-per-view took place on June 18 at theScottrade Center inSt. Louis,Missouri as an exclusive event for theSmackDown brand. For the traditional ladder match, which had a contract for a match for SmackDown's WWE Championship (formerly WWE World Heavyweight Championship), SmackDown CommissionerShane McMahon announcedAJ Styles,Shinsuke Nakamura,Dolph Ziggler,Sami Zayn, andBaron Corbin as the original five participants.United States ChampionKevin Owens was added after he convinced Shane to make him the sixth participant.Mojo Rawley had the opportunity to make it a seven-man match if he could defeat WWE ChampionJinder Mahal, but failed to do so. At the event, Baron Corbin won the match and received a WWE Championship match contract. On the August 15, 2017 episode ofSmackDown Live,John Cena had a non-title match against WWE Champion Jinder Mahal. As Cena was pinning Mahal, Corbin attacked him, causing a disqualification. Corbin then cashed in his Money in the Bank contract on Mahal, but as soon as the bell rung, he attacked Cena, who was on the apron, allowing Mahal to quickly roll-up Corbin for the win. This made Corbin the third wrestler to unsuccessfully cash in the contract and the second to lose a cash-in match.

On the May 30 episode ofSmackDown Live, another Money in the Bank ladder match was added to the event, and for the first time, involving women.Charlotte Flair,Becky Lynch,Natalya,Carmella, andTamina were originally scheduled to compete in a fatal five-way elimination match on that night to determine the number one contender for theSmackDown Women's Championship againstNaomi at Money in the Bank. Before their match could begin, a brawl broke out between the five and the match never occurred. SmackDown Commissioner Shane McMahon then scheduled the five to compete in the first-ever women's Money in the Bank ladder match at the event where the winner would receive a contract for a SmackDown Women's Championship match. Carmella won the match afterJames Ellsworth retrieved the briefcase, and threw it to her. On the following episode ofSmackDown Live, however, SmackDown General ManagerDaniel Bryan forced Carmella to relinquish the briefcase since Ellsworth retrieved it for her.^[52] On that same episode, Bryan also scheduled a Money in the Bank ladder match rematch for the June 27 episode with Ellsworth banned from ringside (later from the arena). That episode, Carmella, with some aid from the banned Ellsworth, retrieved the briefcase herself and reclaimed the SmackDown Women's Championship match contract. On the April 10, 2018 episode ofSmackDown Live, after holding the contract for 287 days (the longest time any wrestler has held on to a Money in the Bank briefcase), Carmella cashed in and defeated Charlotte Flair—who had just suffered an attack from the debutingThe IIconics (Peyton Royce andBillie Kay)—for the SmackDown Women's Championship.

The2018 Money in the Bank pay-per-view took place on June 17 at theAllstate Arena in theChicago suburb ofRosemont,Illinois.^[53] For the first time since 2011 with a brand split in effect, the event became dual-branded, involving both the Raw and SmackDown brands. The event included one male match and one female match with eight participants each, evenly divided between the brands. The contracts granted the winners a match for the world championship of their respective brand. The men's contract granted the winner a match for either Raw'sUniversal Championship or SmackDown's WWE Championship, while the women's contract granted the winner aRaw Women's Championship or SmackDown Women's Championship match.

Qualification matches for both ladder matches began on the May 7 episode ofRaw. For the men's match,Braun Strowman,Finn Bálor,Bobby Roode, andKevin Owens qualified from Raw, whileThe Miz,Rusev, a member ofThe New Day (revealed to beKofi Kingston at the event), andSamoa Joe qualified from SmackDown. Strowman would go on to win the ladder match and contract. During the ladder match, Strowman threw Owens off the top of a ladder and Owens crashed through a table. The two would then feud, leading to a match atSummerSlam where Strowman defended his contract against Owens with the stipulation being that if Strowman lost by any means, he would lose the contract. Strowman, however, retained the contract. He would then become the third person to announce their cash-in match ahead of time. He first announced that he would cash-in on the winner of the SummerSlam main event match between defending Universal Champion Brock Lesnar and Roman Reigns, but during that match, he was incapacitated by Lesnar, and thus did not cash-in (this distraction would allow Reigns to defeat Lesnar for the title). He then announced that he would cash-in on new champion Roman Reigns atHell in a Cell in aHell in a Cell match (Mick Foley was later added as the special guest referee). The match, however, ended in a no-contest after Lesnar appeared and laid out both men, rendering them unable to continue. Strowman became the fourth person to fail in gaining a championship in their cash-in match, and the first to fail by a no-contest ruling.

For the women's match,Ember Moon,Alexa Bliss,Natalya, andSasha Banks qualified from Raw, whileCharlotte Flair,Becky Lynch,Lana, andNaomi qualified from SmackDown. Bliss would win the ladder match and later that night, she would cause a disqualification in the Raw Women's Championship match between defending championNia Jax andRonda Rousey, and then cashed in the contract and defeated Jax to win the title, thus becoming the third wrestler (and first woman) to cash in her contract on the same night as winning it.

The2019 Money in the Bank pay-per-view took place on May 19 at theXL Center inHartford,Connecticut.^[54] Like the 2018 event, there was one male ladder match and one female ladder match with eight participants each, evenly divided between the Raw and SmackDown brands. Unlike 2018, however, the contracts granted the winners a match for the world championship of their choice. The men's contract granted the winner a match for either Raw's Universal Championship or SmackDown's WWE Championship, while the women's contract granted the winner a Raw Women's Championship or SmackDown Women's Championship match.

Raw's four participants for the men's match were announced by Alexa Bliss during her "A Moment of Bliss" segment on the April 29 episode ofRaw: Braun Strowman,Ricochet, Drew McIntyre, and Baron Corbin.^[55] SmackDown's four participants were announced the following night onSmackDown:Ali, Finn Bálor,Andrade, and Randy Orton.^[56] Robert Roode (formerlyBobby Roode) had the chance to replace Ricochet in the ladder match if he could defeat Ricochet, but was unsuccessful,^[57] whileSami Zayn, who was assisted by Corbin and McIntyre, defeated Strowman in afalls count anywhere match to take Strowman's spot.^[58] During the event prior to the match, Zayn was attacked backstage and taken to a medical facility. Strowman was alleged as the attacker and was asked to leave the arena, despite denying the claim. The match pursued without an announced replacement for Zayn, however, at the climax of the match,Brock Lesnar made a surprise return as Zayn's unannounced replacement and won the contract.^[59] After teasing cashing in on Universal Champion Seth Rollins and WWE Champion Kofi Kingston and failing an attempt to cash-in on Rollins atSuper ShowDown, Lesnar successfully cashed in his contract to win the Universal Championship from Rollins atExtreme Rules on July 14, right after Rollins and Raw Women's ChampionBecky Lynch had retained their respective titles againstBaron Corbin andLacey Evans in aLast ChanceWinners Take AllExtreme Rulesmixed tag team match. This made Lesnar the first wrestler to successfully cash in on the Universal Championship.^[60]

The four participants from Raw in the women's match were also announced by Alexa Bliss during another "A Moment of Bliss" segment on the April 29 episode ofRaw: Natalya,Dana Brooke, Naomi, and Bliss herself.^[55] On the following night's episode ofSmackDown,Bayley,Mandy Rose, Ember Moon, and Carmella were revealed as SmackDown's four participants.^[56] On May 16, it was revealed that Bliss was not medically cleared to compete and was replaced byNikki Cross.^[61] Bayley would go on and win the match and later that night, she cashed in her contract on Charlotte Flair, who had just defeated Becky Lynch for the SmackDown Women's Championship, and defeated Flair to win the title. This made her the fourth wrestler (and second woman) to cash in her contract on the same night as winning it.^[59]

The2020 Money in the Bank pay-per-view aired on May 10. Due to theCOVID-19 pandemic, it was not held at its originally announced venue ofRoyal Farms Arena in Baltimore, and the majority of its matches were presented live from theWWE Performance Center in Orlando.^[62]

The eponymous ladder matches were retooled to use a pre-recorded format withcinematic elements, and were filmed within WWE'sglobal headquarters inStamford, Connecticut.^[63] The participants in each match began on the ground floor and fought their way to a ring on the roof, which the briefcases were suspended above. Both the men's and women's Money in the Bank matches occurred at the same time.^[64][65]

With the changes in format, the participants in each match were reduced from eight to six, but still evenly divided between the Raw and SmackDown brands. For the women's match,Asuka,Shayna Baszler, and the returningNia Jax qualified from Raw by defeatingRuby Riott,Sarah Logan, andKairi Sane, respectively,^[66] whileDana Brooke,Lacey Evans, andCarmella filled out the SmackDown spots by defeatingNaomi,Sasha Banks, andMandy Rose, respectively.^[67][68][69] For the men's match,Aleister Black,Apollo Crews, andRey Mysterio qualified from Raw by defeatingAustin Theory,Montel Vontavious Porter, andMurphy, respectively,^[70] whileDaniel Bryan,King Corbin, andOtis qualified from SmackDown by defeatingCesaro,Drew Gulak, andDolph Ziggler, respectively.^[67][68][69] Crews, however, was injured byAndrade and was pulled from the match. A returningAJ Styles won Raw's vacant spot by winning alast chancegauntlet match.^[71]

The women's match began in the lobby of the building, while the men's match began in the gym. The men and women eventually ran into each other and had a food fight before splitting off to continue their ascent to the roof. The women's match concluded first after Asuka retrieved the women's briefcase, granting her a guaranteed match of her choice for either the Raw or SmackDown Women's Championship. Shortly afterwards, Otis won the men's match by getting the men's briefcase, granting him a guaranteed match for a world championship of his choice; either Raw's WWE Championship or SmackDown's Universal Championship.^[62]

The next night onRaw, Raw Women's ChampionBecky Lynch announced that she would be going onhiatus. A confused Asuka then came out. Lynch stated that by Asuka winning the women's Money in the Bank ladder match, she actually won the Raw Women's Championship and proceeded to open the briefcase, revealing the title belt inside. Lynch told Asuka that she was pregnant, hence the reason for her hiatus. This in turn became the first time that the champion relinquished the title to the Money in the Bank winner without having a cash-in match.^[72]

After winning the men's contract, Otis teased cashing in on Universal ChampionBraun Strowman, but decided not to. After entering into a feud with The Miz and John Morrison over the Money in the Bank contract in September, Otis was forced to defend the contract in a match against The Miz at the2020 Hell in a Cell event in October, where The Miz defeated Otis to win the Money in the Bank contract, thus Otis became the second wrestler to lose his contract in a scheduled match without cashing it in.^[73] The Miz then used the contract to cash in on the WWE Championship atTLC: Tables, Ladders & Chairs on December 20. At the event, whileDrew McIntyre was defending the title against AJ Styles in aTables, Ladders, and Chairs match, midway through, The Miz came out and cashed in the contract, converting the match into a triple threat TLC match. Despite this, McIntyre retained.^[74] However, on the December 28 episode ofRaw, the cash-in at TLC was ruled invalid due to Morrison cashing in the contract on behalf of The Miz, as only the contract holder himself can cash it in, and thus the briefcase was returned to The Miz.^[75] AtElimination Chamber on February 21, 2021, The Miz officially cashed in the contract, defeating McIntyre (who had just retained the title in anElimination Chamber match and was then attacked byBobby Lashley) to win the WWE Championship for a second time, with both times occurring via Money in the Bank cash-ins.^[76]

The2021 Money in the Bank pay-per-view took place on July 18, at theDickies Arena inFort Worth,Texas, marking the first event in the series to be held in Texas, and WWE's first pay-per-view held following their resumption of live touring that began with the July 16 episode ofSmackDown. With the event back in front of a live audience, the Money in the Bank ladder matches returned to their regular format with each having eight participants evenly divided between the Raw and SmackDown brands.^[77][78][79]

Qualification matches for both ladder matches began on the June 21 episode ofRaw.^[78] For the men's match, Ricochet, John Morrison,Riddle, and Drew McIntyre qualified from Raw,^[78][80] whileBig E, Kevin Owens,King Nakamura, and Seth Rollins qualified from SmackDown.^[81][82][83] Big E would go on to win the men's ladder match, granting him a guaranteed match of his choice for either Raw's WWE Championship or SmackDown's Universal Championship.^[79] Big E would then announce viaTwitter that he would cash in his contract on the September 13 episode ofRaw, becoming the fourth person to announce their cash-in match ahead of time, and would proceed to do so on WWE ChampionBobby Lashley after Lashley had just retained the title against Randy Orton, defeating Lashley to win the title.

For the women's match, Asuka, Naomi, Alexa Bliss, andNikki A.S.H. qualified from Raw.^[78] No qualifying matches took place for SmackDown, and instead, WWE officialSonya Deville appointed the participants: a returningZelina Vega,Liv Morgan, andWWE Women's Tag Team Champions Natalya and Tamina;^{[82][83][84][85]} Carmella was originally announced for the ladder match but was later removed and replaced by Morgan after receiving an opportunity for the SmackDown Women's Championship.^[83] Nikki A.S.H. would go on to win the women's ladder match, granting her a guaranteed match of her choice for either the Raw or SmackDown Women's Championship.^[79] The next night onRaw, Nikki cashed-in the contract and won the Raw Women's Championship from Charlotte Flair, who had just retained the title in a match againstRhea Ripley.^[86]

The2022 Money in the Bank took place on Saturday, July 2, 2022, at theMGM Grand Garden Arena in theLas Vegas suburb ofParadise, Nevada; it was originally scheduled to be held at the city'sAllegiant Stadium. The ladder matches were scheduled to feature seven participants with an uneven division between the brands; the men's match added an eighth, last minute entrant which evened out the brand division but the women's match had four participants from Raw and three from SmackDown.

Qualifying matches for the men's Money in the Bank ladder match began on the June 10 episode ofSmackDown. A qualifier betweenDrew McIntyre andSheamus ended in a double disqualification, after both men attacked each other with steel chairs, thus neither qualified.^[87] The following week, however, WWE officialAdam Pearce announced that both McIntyre and Sheamus would be in the match.^[88]Seth "Freakin" Rollins became the first to qualify from Raw after he defeatedAJ Styles on the June 13 episode ofRaw.^[89] The following week,Omos andSami Zayn became the fourth and fifth entrants after defeatingRiddle^[90] andShinsuke Nakamura, respectively.^[91] The following week onRaw, Riddle won a Last Chance Battle Royal by last eliminatingThe Miz to be the sixth qualified entrant,^[92] whileMadcap Moss won afatal four-way match on the July 1 episode ofSmackDown to become the seventh and (what was thought to be) final entrant in the match. The men's match served as the main event, and just as the match was about to begin, WWE official Adam Pearce announced that Raw'sTheory would be added as a surprise eighth entrant, who would go on and win the match.^[93] After failed attempts to cash in on theUndisputed WWE Universal Championship, as well as a tease of cashing in on theNXT Championship, Theory finally used the contract to challenge Seth "Freakin" Rollins for the WWE United States Championship on the November 7, 2022, episode ofRaw, but failed to win the title due to an attack by Bobby Lashley, allowing Rollins to pin Theory and retain. This marked the first time the contract was used on a non-world championship.

Qualifying matches for the women's Money in the Bank ladder match also began on the June 10 episode ofSmackDown.Lacey Evans became the first qualified entrant by defeatingXia Li.^[87] The following week onRaw andSmackDown, Alexa Bliss and Liv Morgan defeatedDoudrop andNikki A.S.H. in a tag team qualifier to win two spots in the match,^[89] andRaquel Rodriguez defeatedShayna Baszler to earn the fourth spot in the match.^[88] The following week onRaw andSmackDown,Asuka andShotzi became the fifth and sixth qualified entrants after defeatingBecky Lynch^[90] andTamina, respectively.^[91] The following week onRaw, Becky Lynch won a Last Chance Elimination Match by defeating Doudrop, Nikki A.S.H., Shayna Baszler, Tamina, and Xia Li to become the last qualified entrant.^[92] Liv Morgan would go on to win the women's ladder match and later that night, cashed in on SmackDown Women's ChampionRonda Rousey after Rousey had just retained the title againstNatalya. Morgan would pin Rousey to win the championship.^[93]

The2023 Money in the Bank event took place on July 1 fromThe O2 Arena inLondon, England, marking the first time the show ventured outside of theU.S. The original plan was six participants in both the men's and women's ladder matches—three from each brand—but a wrestler with no brand affiliation was a late addition to the men's match, giving it seven entrants.

Qualifying matches began on the May 29 episode ofRaw, withRicochet defeatingThe Miz andShinsuke Nakamura defeatingBronson Reed to become the first entrants in the men's ladder match. On the June 2 episode ofSmackDown,LA Knight defeatedMontez Ford to gain entry into the men's match, whileZelina Vega defeatedLacey Evans to become the first qualifier for the women's ladder match. On the June 5 episode ofRaw,Becky Lynch defeatedSonya Deville andZoey Stark defeatedNatalya to qualify for the women's match. Four qualifying matches took place on the June 9 episode ofSmackDown—on the men's side,Santos Escobar defeatedMustafa Ali andButch defeatedBaron Corbin, while on the women's side,Bayley defeatedMichin andIyo Sky defeatedShotzi. On the June 12 episode ofRaw,Damian Priest defeatedMatt Riddle to qualify for what was thought to be the final spot in the men's match, but on the June 19 episode ofRaw, free agentLogan Paul announced that he negotiated his entry into the men's match (without needing a qualifier), to give it seven participants. Priest would go on to win the men's match, while Sky won the women's match.

Iyo Sky would cash in her contract on August 5, 2023, atSummerSlam, defeatingBianca Belair for theWWE Women's Championship (formerly Raw Women's Championship) right after Belair herself had just won the title defeating previous championAsuka andCharlotte Flair in atriple threat match.^[94] At Night 2 ofWrestleMania XL, on April 7, 2024, Damian Priest cashed in his contract and defeatedDrew McIntyre for theWorld Heavyweight Championship, right after McIntyre had just defeated Seth "Freakin" Rollins for the title.^[95]

The2024 Money in the Bank event took place on Saturday, July 6, 2024, at theScotiabank Arena inToronto, Ontario, marking the first Money in the Bank to be held in Canada and the second to be held outside of the United States, after the 2023 event. The show was promoted as being part of a three-night "Money in the Bank Weekend" event, with the July 5 episode ofSmackDown andNXT's July 7 livestreaming showHeatwave also being held at the same venue. The 2024 ladder matches had six participants each, evenly divided between the Raw and SmackDown brands.^[96] All of the qualifiers for the two Money in the Bank ladder matches were triple threat matches, which began on the June 17 episode ofRaw and were held across subsequent episodes ofRaw andSmackDown.

On the men's side,Jey Uso won Raw's first spot by defeatingFinn Bálor andRey Mysterio on June 17, withChad Gable getting the second spot by defeatingBraun Strowman andBronson Reed on June 24.^[97] Drew McIntyre won the final Raw spot by defeating Sheamus andIlja Dragunov on the July 1 episode ofRaw. For SmackDown, the first two spots were claimed on the June 21 episode, withCarmelo Hayes defeatingRandy Orton andTama Tonga, andAndrade defeatingKevin Owens andGrayson Waller. The third and final SmackDown spot was filled on the June 28 episode, asLA Knight defeatedLogan Paul andSantos Escobar. At the event on July 6, Drew McIntyre would go on to win the men's match, and later that night, McIntyre cashed in his contract during the World Heavyweight Championship match, where reigning champion Damian Priest was defending the title against Seth "Freakin" Rollins, turning it into a triple threat match, but McIntyre was pinned by Priest due to an attack from CM Punk. This marked the first time someone cashed in their contract on the person who had cashed in on them for the same title.

On the women's side, Iyo Sky claimed Raw's first spot by defeatingKiana James andZelina Vega on June 17.^[97] On the June 24 episode ofRaw,Lyra Valkyria defeatedKairi Sane andShayna Baszler to win the second Raw spot.Zoey Stark won Raw's final spot by defeatingDakota Kai andIvy Nile on the July 1 episode ofRaw. SmackDown's first spot was won byChelsea Green, who defeatedBianca Belair andMichin on the June 21 episode ofSmackDown. The final two SmackDown spots were filled on the June 28 episode, withTiffany Stratton defeatingJade Cargill andCandice LaRae, andNaomi defeatingIndi Hartwell andBlair Davenport. At the event on July 6, Tiffany Stratton would go on to win the women's match and on the January 3, 2025, edition ofSmackDown, afterNia Jax had just defeated Naomi to retain theWWE Women's Championship, Stratton, who had been aligned with Jax for months, attacked her and LeRae, then following Jax being hit with aKiss of Death from Belair, Stratton cashed in her contract and defeated Jax to win the WWE Women's Championship.

The2025 Money in the Bank event took place on Saturday, June 7, 2025, at theIntuit Dome inInglewood, California.

Qualifying matches for the men's Money in the Bank ladder match consisted of sixtriple threat matches held across episodes ofRaw andSmackDown, with three spots for each brand. The first qualifier occurred on the May 16 episode ofSmackDown whereSolo Sikoa defeatedJimmy Uso andRey Fénix.^[98]LA Knight qualified on the following week'sSmackDown by defeatingAleister Black andShinsuke Nakamura.^[99] Two qualifiers occurred on the May 26 episode ofRaw, wherePenta defeatedChad Gable andDragon Lee, and thenSeth Rollins defeatedFinn Bálor andSami Zayn.^[100] On that week'sSmackDown,Andrade earned SmackDown's final spot by defeatingCarmelo Hayes andJacob Fatu,^[101] with Raw's final spot determined on the June 2 episode ofRaw whereEl Grande Americano defeatedAJ Styles andCM Punk.^[102] At the event on June 7, Seth Rollins would go on to win the men's match.^[103] AtSummerSlam: New Jersey Night 1, Seth Rollins would cash in his Money in the Bank contract on CM Punk, who had just defeatedGunther for theWorld Heavyweight Championship, and pinned him to win the title.

Qualifying matches for the women's Money in the Bank ladder match also consisted of six triple threat matches that occurred over episodes ofRaw andSmackDown, also with three spots for each brand. Like the men's, qualifiers also began on the May 16 episode ofSmackDown whereAlexa Bliss defeatedChelsea Green andMichin.^[98] The next two qualifiers occurred on the May 19 episode ofRaw whereRoxanne Perez defeatedBecky Lynch andNatalya, and thenRhea Ripley defeatedKairi Sane andZoey Stark.^[104] The fourth qualifier was determined on that week'sSmackDown whereGiulia defeatedCharlotte Flair andZelina Vega.^[99] SmackDown's final spot was then determined on the May 30 episode ofSmackDown whereNaomi defeatedJade Cargill andNia Jax,^[101] while Raw's final spot was determined on the June 2 episode ofRaw whereStephanie Vaquer defeatedIvy Nile andLiv Morgan.^[102] At the event on June 7, Naomi would go on to win the women's match.^[103] AtEvolution on July 13, Naomi cashed in her Money in the Bank contract onIyo Sky during herWomen's World Championship defense againstRhea Ripley and pinned Sky to win the title.^[105]

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