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Mobile identity is a development of onlineauthentication anddigital signatures, where theSIM card of one's mobile phone works as an identity tool. Mobile identity enables legally binding authentication and transaction signing foronline banking, payment confirmation, corporate services, and consuming online content. The user's certificates are maintained on the telecom operator's SIM card and in order to use them, the user has to enter a personal, secretPIN code. When using mobile identity, no separatecard reader is needed, as the phone itself already performs both functions.
In contrast to other approaches, the mobile phone in conjunction with amobile signature-enabled SIM card aims to offer the same security and ease of use as for examplesmart cards in existingdigital identity management systems. Smart card-based digital identities can only be used in conjunction with a card reader and aPC. In addition, distributing and managing the cards can be logistically difficult, exacerbated by the lack ofinteroperability between services relying on such a digital identity.[citation needed]
There are a number of private companystakeholders that have an inherent interest in setting up a mobile signature service infrastructure to offer mobile identity services. These stakeholders aremobile network operators and, to a certain extent, financial institutions or service providers with an existing large customer base, that could leverage the use of mobile signatures across several applications.
TheFinnish government has supervised the deployment of a common derivative of theETSI-based mobile signature service standard, thus allowing theFinnish mobile operators to offer mobile signature services. The Finnish governmentcertificate authority (CA) also issues the certificates that link thedigital keys on theSIM card to the person's real world identity.[1][2][3]
Through national mobile register program Iranian customs administration and ministry of ict registers database fromIMEI of imported legally phones and allows Iranian citizens to only access full Iranian mobile phone operators national roaming network if they have linked their national ID to both Simcards and also non contraband/smuggled IMEI number.[4]
In theNordic region, governments, public sector and financial institutions are increasingly offering online and mobile channels to access their services. InSweden the WPK consortium, owned by banks and mobile operators, specifies a mobile signature service infrastructure that is used by banks to authenticate online banking users.
Telenor Sverige has provided technology for the company's mobile signature services in Sweden since 2009. Telenor enables its customers a secure login to online services using their mobile phone for authentication and digital signing.[5]
TheEstonian government issues all citizens with a smart card and digital identity called theEstonian ID card. Additionally,Sertifitseerimiskeskus, thecertificate authority of Estonia issues special SIM cards to mobile phones which act as national personal identification method. The service is calledm-id.
In 2007, the mobile operatorTurkcell bought a mobile signature service infrastructure Gemalto and launched Mobillmza, the world's first mobile security solution.[6][7] They have partnered up with over 200 businesses, including many banks to enable them to use mobile signatures for online user authentication.[8]
Other services relying on mobile signatures in Turkey include securing the withdrawal of small loans from anATM, and processing custom work flow processes by enabling applicants to use mobile signatures.[9][10][11][12]
TheAustrian government allows private sector companies to propose means for storing the government-controlled digital identity. Since 2006, the Austrian government has explicitly mentioned mobile phones as one of the likely devices to be used for storing and managing adigital identity. Eight Austrian saving banks will launch[when?] a pilot allowing online user authentication with mobile signatures.[13]
In Ukraine,Mobile ID project started in 2015, and later declared as one ofGovernment of Ukraine priorities supported by EU. At the beginning of 2018 Ukrainian cell operators are evaluating proposals and testing platforms from different local and foreign developers. Platform selection will be followed up by comprehensive certification process.
Ukrainian IT andcryptography around Mobile ID topic is mostly presented byInnovation Development HUB LLC with its ownMobile ID platform. This particular solution is the sole, having already passed the certification, and most likely will be implemented in Ukraine.
As of September 2019, all of 'big three' cell operators in Ukraine have launched Mobile ID service.
Vodafone - commercial launch in August 2018.
Kyivstar - commercial launch in December 2018.
Lifecell - commercial launch in August 2019.
Vodafone and Lifecell operators implemented Mobile ID solution of Ukrainian origin designed by Innovation Development HUB LLC.
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